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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app for finance

Great app for tracking and managing your finances Reviewed on: 4th April 2023

Great Company, Would Recommend

During my time using Emma I have had a brilliant experience, a breathe of fresh air in this space, I have already recommended to many friends and family. Reviewed on: 4th April 2023

Great app!

Great app, reminds me everyday what I’ve got saved up as well as my current account, keeps me from spending so much Reviewed on: 4th April 2023

Excellent service that seamlessly collates data from my finances

Its given me some really useful insights into my finances this year. And I have gladly continued the subscription. Reviewed on: 4th April 2023

Review

Good app to use to monitor and manage outgoings and incomes. Reviewed on: 4th April 2023

Emma app

I love this Emma app because it shows me what is important and what can be sorted out, I have recommended this with my friends and once they downloaded the app it has changes there lives, on how this app works - thank you Reviewed on: 4th April 2023

So helpful

Has been so great aiding with tracking my spending and putting aside money! Reviewed on: 4th April 2023

Makes life so easy

Emma has really streamlined my online banking experience and I have recommended it to all of my family to get behind. Well done Emma ! Reviewed on: 4th April 2023

incredible app

Emma is changing the way personal finance managed in the UK Reviewed on: 4th April 2023

Most flexible budgeting app

This is the only app I’ve found where I can add all the accounts I need to plus change the budgeting categories as much as I want. Reviewed on: 4th April 2023

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