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Evolution Money: Secured loan reviews

Name: Secured loan
Rating: 4.7 (453 reviews)

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4.70

Based on 453 reviews, last reviewed 22nd Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

81%

14%

Latest highest rating:

5

Fantastic service and made for a smooth transaction... Fantastic service and made for a smooth transaction with customer care thoughout the process Reviewed on: 16th June 2025

Latest lowest rating:

1

AVOID! Sell a kidney if you have to What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying lo... Read more Reviewed on: 22nd September 2025

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About this product

Evolution Money specialise in providing tailored secured homeowner loans.

You can borrow from £5,000 to £105,000 with terms from three to 20 years. Check your eligibility for an Evolution Money secured loan without any impact on your credit score.

Evolution Money reviews help you find out what it’s really like to be a customer. If you’ve used Evolution Money before, you can also leave a review and share your experience.

Evolution Money Secured loan reviews (453)

Review of the Evolution Money, Secured loan:

I have messaged Evolution Money many times through t...

I have messaged Evolution Money many times through the portal and never got an answer. We were told that we could not get any money and then all of a sudden it was in our account. Rates well too high. Reviewed on: 10th April 2024

Reply from Evolution Money Thank you for your honest feedback. We’re committed to improving. Response date: 10th June 2024

They were kind and understanding

They were kind and understanding Reviewed on: 10th April 2024

Reply from Evolution Money Thanks for your review! We’re happy you had a good experience. Response date: 10th June 2024

Secured loan

I used Evolution money last year, and they were extremely helpful and friendly Reviewed on: 10th April 2024

Reply from Evolution Money Your positive feedback means a lot to us. Thank you! Response date: 10th June 2024

Great service and experience agent

Great service and experience agent Reviewed on: 10th April 2024

Reply from Evolution Money We’re thrilled you’re pleased with our service. Thanks for sharing! Response date: 10th June 2024

Very efficient from start to finish.

Very efficient from start to finish. Staff were friendly and professional throughout Reviewed on: 10th April 2024

Reply from Evolution Money Thank you for your kind review. We appreciate your support! Response date: 10th June 2024

I’ve recently had some money troubles, evolution hav...

I’ve recently had some money troubles, evolution have been so good at helping me sort out a payment plan with them and have been so understanding. Reviewed on: 10th April 2024

Reply from Evolution Money Great to hear you had a positive experience. Thank you! Response date: 10th June 2024

Awfulcompany

Awful awful awful…please don’t be drawn in by this company; they are terrible, you will work hard to get all the info and will be SAS style interrogation, tell you loan all agreed and this would of gone on for 2-4 weeks and then you get a t/c to say ‘NO’ they could of actually just told you that at the beginning. Delayed other loan possibilities that actually had much lower rates for example £126 less per month and they advertise for bad credit but they are definitely not. Horrible people. I ended up with a loan somewhere else for half the interest and took only 2 weeks plus much more honest and straightforward people. Reviewed on: 26th February 2024

Reply from Evolution Money Thank you for sharing your thoughts. We aim to make improvements based on your feedback. Response date: 10th June 2024

Stay away!!

I can’t for the life of me understand why this company are still allowed to trade. They are basically loan sharks in suits. Please unless you are on the brink of losing everything don’t use this company. They wrap you up in years of debt whilst manipulating applications. Unless you want to be paying astronomical interest rates that rise near enough every month DO NOT USE evolution money. Contact local debt advice services before signing your life away to this company. Should be illegal how they operate. Reviewed on: 4th July 2023

Reply from Evolution Money We appreciate your review and will use it to enhance our services. Response date: 10th June 2024

Biggest rip off out there

I took a secure loan for £30,000 over 1 year ago and started paying £505 per month but they slowly increased the unrest rate each month now costing me £670 per month. After 14 months paying between £500/£670 ( roughly £7500 ) my balance is now at £30,360 due to interest + fees and charges. I can not believe how much of a scam this company is and still gets away with it avoid at all costs!! Reviewed on: 20th March 2023

Reply from Evolution Money Thank you for your review. Your input helps us grow and improve. Response date: 10th June 2024

Amateur in sign up procedures

I seemed to go through 3 levels of sign up procedure only to fail on the final hurdle over something that was clearly obvious from the beginning . Not impressed . In fact they didn’t bother to even tell me I had not been approved , I had to phone up after a week of waiting and thinking I had been approved to find out I hadn’t … Reviewed on: 7th March 2023

Reply from Evolution Money Thank you for your review. Your input helps us grow and improve. Response date: 10th June 2024

Best 2nd charge Digital Journey

I would Recomend Evolution Money for having the best digital journey in the 2nd charge lending space. The Evolution Money app allows Pre-approved Offers and incorporates Open banking and Digital ID and as a result Evolution Money now have the indsutries fastes referral and pack back to fund times. Reviewed on: 14th July 2022

Reply from Evolution Money We’re happy to hear you’re satisfied. Thanks for your review! Response date: 10th June 2024

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