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first direct: Bonus Saving Account reviews

4.79
Based on 53 reviews, last reviewed 25th Mar 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
6%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Banking with First Direct for over thirty years We’ve been banking with First Direct for over thirty five years and found their customer service to be second to none. Always able to respond quickly ... Read more Reviewed on: 25th March 2026
Les Roper's avatar
Les Roper

Latest lowest rating:

1

Lowered an already low interest rate ... Lowered an already low interest rate while putting up mortgage interest. Reviewed on: 5th December 2024
Tim's avatar
Tim

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Bonus Saving Account reviews (53)

Bonus savings

5
This savings account is great giving a monthly bonus for not making a withdrawal during that month ! Reviewed on: 12th December 2018

highly recommend

5
best interest, good customer service, well designed app, security is good, can't fault this! Reviewed on: 28th November 2018

Best bank ever

5
Customer service is unbeatable with this bank! No call centre queues and UK staff. Reviewed on: 13th November 2018

You never know if it's a good or bad bank until something goes wrong

5
My bank messed up - they had inputted some details wrong about a direct debit that should have been entering my saving account, meaning I had not been saving as much as I thought. On discovering this they were fantastic at putting it right with minimal fuss and ensuring I did not lose out in any way. Super Bank - friendly staff on the phone. Reviewed on: 8th November 2018

Simple and easy

5
Does exactly as advertised, switched earlier this year and couldn't be happier as it is a vast improvement on my previous savings account. Reviewed on: 23rd January 2018

Great rate

5
Great rate for the linked savings account. Easy to use on the app or website. Reviewed on: 21st November 2017

Better than the rest

5
A human with a pulse always available 24/7 if any problem arises I,e. 63 year old often forgets passwords, log ins, highly trained staff with "we can help " attitudes and in my experience always do makes online banking a pleasure if any problems arise. Reviewed on: 8th November 2017

Excellent account

5
5% interest fleable paying in. Excellent customer service. Reviewed on: 30th June 2017

Great scheme

5
After using a normal savings account for a while and making the switch to the bonus saver its great to see myself rewarded for saving with the interest and friendly reminders if i try to withdraw money Reviewed on: 15th January 2017

Love the company but feel let down by the decrease in the rate

3
I love First Direct and was pleased with their bonus saver rate in these difficult for savers times. However when base rate dropped by 0.25% FD responded by dropping their rate by more than the percentage cut. Th account is barely wort having these days - very disappointed Reviewed on: 30th August 2016

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