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first direct: Bonus Saving Account reviews

Name: Bonus Saving Account
Rating: 4.7 (57 reviews)

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4.70

Based on 57 reviews, last reviewed 23rd Apr 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

5

Hide your excess current account balance Instant access with a decent interest rate if you want to put the excess money in your current account into a safer place long or short term. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Lowered an already low interest rate ... Lowered an already low interest rate while putting up mortgage interest. Reviewed on: 5th December 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Bonus Saving Account reviews (57)

Always efficient and user friendly

I have banked with 1st Direct for 17 years and cannot fault it. If I need to telephone them the call is quickly answered by a person, not an automated machine. That person can usually deal with almost all queries and if I have to be transferred there is no delay. The staff are always friendly, helpful and efficient. The Internet banking site is very secure,easy to negotiate and clear to understand. The monthly saver account currently offers the best interest rate of any other bank. Reviewed on: 5th November 2019

Best bank account

everything about them is just great Reviewed on: 9th January 2019

A really good introductory offer and excellent service

5% interest for a year is untouchable. A great welcome offer for opening a new account. They are also a very well established internet bank, so have lots of experience and innovation behind them. Reviewed on: 14th December 2018

First direct provides simple but reliable service

I have been with first direct for the past two years with not even a single issue at all. They are so welcoming and easy to work with. I can always find the right products that fits my needs with them. Reviewed on: 13th December 2018

Bonus savings

This savings account is great giving a monthly bonus for not making a withdrawal during that month ! Reviewed on: 12th December 2018

highly recommend

best interest, good customer service, well designed app, security is good, can't fault this! Reviewed on: 28th November 2018

Best bank ever

Customer service is unbeatable with this bank! No call centre queues and UK staff. Reviewed on: 13th November 2018

You never know if it's a good or bad bank until something goes wrong

My bank messed up - they had inputted some details wrong about a direct debit that should have been entering my saving account, meaning I had not been saving as much as I thought. On discovering this they were fantastic at putting it right with minimal fuss and ensuring I did not lose out in any way. Super Bank - friendly staff on the phone. Reviewed on: 8th November 2018

Simple and easy

Does exactly as advertised, switched earlier this year and couldn't be happier as it is a vast improvement on my previous savings account. Reviewed on: 23rd January 2018

Great rate

Great rate for the linked savings account. Easy to use on the app or website. Reviewed on: 21st November 2017

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