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first direct: Regular saver reviews

Name: Regular saver
Rating: 4.77 (150 reviews)

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4.77

Based on 150 reviews, last reviewed 20th Aug 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Great for building savings This is a good product for building savings and getting into the habit of putting money aside each month. Just make sure you understand the terms and ... Read more Reviewed on: 20th August 2026

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

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About this product

With the first direct regular saver account, you can save between £25 and £300 per month up to £3,600 per year.

The first direct regular saver is available to first direct 1st Account customers. Interest is calculated daily and paid after 12 months. You can apply in just a few minutes via the first direct app or online bank.

first direct regular saver reviews help you find out what it’s like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Regular saver reviews (150)

Good interest rate

decent interest rate and great customer service! Reviewed on: 27th April 2020

Great product...

...From a great bank, great online services and super staff at the end of the phone Reviewed on: 27th January 2020

Bank that is losing its way

I have been a first direct customer for 30 years and it led the way in telephone banking for all this time. But the era of telephone banking is ending and FD hasn’t kept up with digital banking. Its app is mediocre, clunky to use and just not up there with banks such as Starling. Their strength is still their people on the phones but when I rang up a few weeks ago to set up standing order I was asked did I know I could do this on-line. I replied yes and was then asked “would you like me to show you how to do it?” I replied “No, this is why I am ringing you”. After that and the significant reduction in their interest rate for the regular saver account, I switched my main account to Starling and my regular saver to Kent Reliance. FD are still a good Bank but ate no longer the best. They need to provide the same cutting edge banking they did in the 80s and 90s and that is being leaders in digital banking. Reviewed on: 19th January 2020

Always brilliant

Every time I contact them they are helpful. And are lovley even with the most basic of questions!! Reviewed on: 7th January 2020

Savings

Easy to set up and excellent rates Reviewed on: 22nd November 2019

Great interest rate for the regular saving account

Very competitive interest rates, easy account to set up and great online security Reviewed on: 22nd November 2019

Excellent Customer Service

I switched to First Direct a few years ago and I must say I have received fantastic customer service on every occasion that I have contacted them. I have recommended First Direct to family and friends however, my only issue is that as they don't have an actual site they may not be able to provide all the services one may receive from other financial institutions (for e.g. I made enquiries about opening an Executor's Account but they don't provide this service). I will continue to bank with First Direct as I am generally happy with their overall service. Reviewed on: 2nd October 2019

Great rate, great monthly contribution limit

This monthly saver has a great 5% Interest rate and allows you to pay £300 into the account monthly. This is higher than most other accounts who only allow a £200-£250 contribution Reviewed on: 15th April 2019

Absolutely THE best

I have always had great customer service from first direct. The Regular Savings account interest rate is one of the best on the market. It’s a great way to save. Reviewed on: 21st January 2019

VERY GOOD CUSTOMER SERVICE

top bank, great AER, highest interest rate and also love the app simple and highly secure! Reviewed on: 28th November 2018

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