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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Fabulous customer service

5
When I applied for my car loan, the person I spoke to answered all of my questions. He was understanding and knowledgeable and made me feel at ease about the finance. He asked me a lot of questions to make I only got the car that I could afford, so as not to put me in financial trouble, with my other obligations. I have recommended this company to a number of people who have asked me who is the best for car finance. Reviewed on: 9th July 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 9th July 2025
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First Response Finance

Working with the customer

5
They were great I had trouble with the car dealer that I was going to buy from but they sorted it all out for me and I got the deal that I wanted from another dealer the repayments are set up to suit me not them which makes my life easy Reviewed on: 9th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 9th July 2025
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First Response Finance

very easy to apply and arrange, fast payments

5
very easy to apply and arrange, fast payments Reviewed on: 9th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 9th July 2025
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First Response Finance

Not needed l

5
Very good would use them again. Not a a single problem with them Reviewed on: 9th July 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 9th July 2025
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First Response Finance

Very excellent service and very polite people who ex...

5
Very excellent service and very polite people who explain everything Reviewed on: 9th July 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 9th July 2025
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First Response Finance

quickly, efficiently, professionally

5
quickly, efficiently, professionally Reviewed on: 9th July 2025
Reply from First Response Finance Thank you! We hope you're happy with your new van/car/bike/vehicle. Response date: 9th July 2025
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First Response Finance

Best finance company by far!!

5
I have used First Responce finance for all of my vehicle purchases over the past 15 years and their service is second to none. They always strive to ensure I get the right vehicle for my needs. Reviewed on: 9th July 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 9th July 2025
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First Response Finance

Quick and easy set up. And im very happy

5
Quick and easy set up. I was in the car garage for less than 1 hour and i was ready to go with a new car. So i gladly say i am very happy with first response finance Reviewed on: 9th July 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 9th July 2025
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First Response Finance

Iv had a car and finance over the years and found ni...

5
Iv had a car and finance over the years and found ni problems . All good from start to finish. Also you take payment when agreed Reviewed on: 9th July 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 9th July 2025
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First Response Finance

My credit is not good but first response trust me an...

5
My credit is not good but first response trust me and pass my loan for moter bike that y I give 5 star for first response Reviewed on: 9th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 9th July 2025
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First Response Finance