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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
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Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (7989)

Worked through my application quick and made it real...

5
Worked through my application quick and made it really easy, had constant communication from them and as they supported me with all my questions Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you Ally! Response date: 17th June 2025
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First Response Finance

4th finance agreement ! Says it all

5
Currently have 2 finance agreements running with FRF one for my car and the other my motorbike, this takes my total finance agreements with them up to 4 in the last 4/5 years. Everything is very clear throughout the borrowing process and being able to get early repayment options and settlement figures at the touch of a button is great. No fuss service, Ive been messed around with other finance providers in the past trying to change terms after you’ve already agreed your obligations and put a deposit down. However with FRF even though the APR is slightly higher than some it’s been very transparent with no hidden costs Reviewed on: 11th June 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 17th June 2025
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First Response Finance

First Response was the first car finance that suppor...

5
First Response was the first car finance that supported my business and since then we never look back. I will do more business with them. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you David! Response date: 16th June 2025
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First Response Finance

My first time financing a car and I have never felt...

5
My first time financing a car and I have never felt so at ease they really help you and there is so many options to choose from Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Eli! Response date: 16th June 2025
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First Response Finance

A great all round car finance company - very accommo...

5
A great all round car finance company - very accommodating from start to finish. Highly recommend. Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you James! Response date: 16th June 2025
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First Response Finance

Have 2 agreements with you and will continue to do i...

5
Have 2 agreements with you and will continue to do in the future Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Wayne! Response date: 16th June 2025
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First Response Finance

Easy and straightforward , pleasant to deal with.

5
Easy and straightforward , pleasant to deal with. Would highly recommend Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Maria! Response date: 16th June 2025
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First Response Finance

Amazing no problem at all really easy process

5
Amazing no problem at all really easy process Reviewed on: 11th June 2025
Reply from First Response Finance That's great to hear, thank you Steven! Response date: 17th June 2025
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First Response Finance

The application process for my van finance was quick...

5
The application process for my van finance was quick and the forms were easy to understand. It took me less than 48 hours from when I submitted my forms to me receiving the van I had bought. Reviewed on: 11th June 2025
Reply from First Response Finance Thank you Phibeon! We hope you're happy with your new van. Response date: 17th June 2025
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First Response Finance

Easy experience

5
It was just easy and people I spoke to were helpful Reviewed on: 11th June 2025
Reply from First Response Finance Thank you Craig! We hope you're happy with your new vehicle. Response date: 17th June 2025
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First Response Finance

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