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First Response Finance: Car finance reviews

4.87
Based on 7,999 reviews, last reviewed 24th Jul 2026
381% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026
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Igor

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Had a great experience found a car at an affordable...

5
Had a great experience found a car at an affordable monthly payment. Would definitely recommend Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Sean! Response date: 30th April 2025
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First Response Finance

Amazing!

5
Amazing!! First response managed to help me get my first car, with reasonable monthly payments. :) Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you Naomi! Response date: 30th April 2025
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First Response Finance

Excellent service, brilliant for money!

5
Very good, clear instructions on how to get an application through and very helpful when I was getting confused and flustered. Exceptionally well mannered and lovely to speak to a human! Reviewed on: 28th April 2025
Reply from First Response Finance Thank you Chloe, we’re happy that we could help you! Response date: 30th April 2025
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First Response Finance

Easy to chat quick desition an easy to set up...

5
Easy to chat quick desition an easy to set up Reviewed on: 28th April 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 30th April 2025
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First Response Finance

Really helpful, more realistic than most finance com...

5
Really helpful, more realistic than most finance companies where they have strict criteria around the cars you can buy, first response tailored their offer on the car and age of car I was buying Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Nathan! Response date: 30th April 2025
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First Response Finance

Helen Bateman

5
Fanatic service would highly recommend. Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you Helen! Response date: 30th April 2025
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First Response Finance

Friendly and very helpful.

5
Friendly and very helpful. Kept up to date on getting loan for car Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 30th April 2025
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First Response Finance

Seamless

5
It was seamless and straightforward Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 30th April 2025
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First Response Finance

Human people that look at a bigger picture

5
Human people that look at a bigger picture Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you! Response date: 30th April 2025
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First Response Finance

For someone like me who has no credit they have been...

5
For someone like me who has no credit they have been an absolute blessing Reviewed on: 28th April 2025
Reply from First Response Finance Thank you! Response date: 1st May 2025
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First Response Finance