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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

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4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Astraghtforward online system

First Responce has a very straghtforward online application system. No calls or anything needed. Just fill in the details and you are done. Best Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Anique! Response date: 30th April 2025

The prefect car finance company

Had a few car finance loans now with first response after getting rejected from bigger lenders. Payments are so easy with the application and you can adjust it to suit your needs, so bigger deposit, longer terms etc all to make it more affordable for you, decision on finance is really quick and it's all transparent online, even when changing vehicles you can do the part ex value and it works out all your payments, which was good for me as I wanted to downgrade and have cheaper and it let me view exactly what I wanted and it's perfect. Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Terry! Response date: 30th April 2025

I have been a long standing customer of first respon...

I have been a long standing customer of first response and have always had good service and fair payments for my credit history. The team will always be on hand to help when needed. Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Leah! Response date: 30th April 2025

Excellent service and experience through this financ...

Excellent service and experience through this finance company Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Corey! Response date: 30th April 2025

Easy and straight forward.

Easy and straight forward. No issues at all - hassle free Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Tracy! Response date: 30th April 2025

Very helpful like to put customers at ease

Very helpful like to put customers at ease Reviewed on: 28th April 2025

Reply from First Response Finance We’re happy that we could help you Helen! Response date: 30th April 2025

Everything was done so quickly, from applying to rev...

Everything was done so quickly, from applying to reviving my car. And anyone o spoke to was we helpful and efficient. Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you! Response date: 30th April 2025

Very helpful

Very easy to set up finance, staff helpful, can't complain! Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Jay! Response date: 30th April 2025

Amazing finance service and very polite

Amazing finance service and very polite Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Carmine! Response date: 30th April 2025

Very nice and good

It’s very good to be with you and lm very happy with your performance Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you James! Response date: 30th April 2025

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