Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7997 reviews)

View other First Response Finance products

4.87

Based on 7,997 reviews, last reviewed 23rd Jul 2026

457% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with the finance company was exemplary... My experience with the finance company was exemplary from beginning to end. The entire process was conducted with exceptional professionalism, transpa... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7997)

Only finance company that would accept me.

Was the only finance company that would take me due to the fact that I was 19 and hadn’t built up my credit score but working a full time job earning enough to pay. Reviewed on: 28th April 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 30th April 2025

Always helpful never had any issues

Always helpful never had any issues Reviewed on: 28th April 2025

Reply from First Response Finance Thank you Daniel for the five-star review! Response date: 30th April 2025

So helpful clearl no hidden pitfalls made...

So helpful clearly explained no hidden pitfalls made to feel relaxed.If I was the King I would have no problem giving everyone a Knighthood.Would have no problem recommending them to everyone Reviewed on: 28th April 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 30th April 2025

the team very helpful and ther always there to help...

the team very helpful and ther always there to help no matter what the situation is Reviewed on: 28th April 2025

Reply from First Response Finance We’re happy that we could help you Kevin! Response date: 30th April 2025

Quick finance decision.

Quick finance decision. No mucking about. Reviewed on: 28th April 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 30th April 2025

My credit wasn’t great so I’ve had to pay I higher r...

My credit wasn’t great so I’ve had to pay I higher rate but first response have made sure it still works for me Reviewed on: 28th April 2025

Reply from First Response Finance Thank you Adrian for the five-star review! Response date: 30th April 2025

Great finance company

I had problems with the initial car that I bought and first response were great and helped me deal with the issues to a very happy outcome Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Fiona! Response date: 30th April 2025

I have had no issues with first response finance unl...

I have had no issues with first response finance unlike previous finance company’s, i’d reccomend to anyone Reviewed on: 28th April 2025

Reply from First Response Finance That's great to hear, thank you Chloe! Response date: 30th April 2025

Hassle free finance on family cars.

Hassle free finance on family cars. Reviewed on: 28th April 2025

Reply from First Response Finance Thank you Tam for the five-star review! Response date: 30th April 2025

A top service

Excellent efficiency but slightly expensive Reviewed on: 28th April 2025

Reply from First Response Finance Thank you Greg for the four-star review! Response date: 30th April 2025

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Car finance
from Car Finance 247 3.25 from 17 reviews
Car finance
from Startline Motor Finance 2.62 from 17 reviews
Car Finance
from Arnold Clark 4.26 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

First Response Finance: Car finance reviews

457% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review First Response Finance: Car finance now

Best car finance provider 2025

First Response Finance Car finance reviews (7997)

Only finance company that would accept me.

Always helpful never had any issues

So helpful clearl no hidden pitfalls made...

the team very helpful and ther always there to help...

Quick finance decision.

My credit wasn’t great so I’ve had to pay I higher r...

Great finance company

I have had no issues with first response finance unl...

Hassle free finance on family cars.

A top service

Review First Response Finance: Car finance now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024