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First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

easy to sort out

5
It was easy to sort out for start to finish. Setting my account was all online and simple. Got the car I needed for work because of these. Reviewed on: 7th June 2024

This company have been great helped me get a car on...

5
This company have been great helped me get a car on finance was polite and helpful all the way through the process talked to me about my options too. Reviewed on: 7th June 2024

Very affordable finance provider, brilliant company...

5
Very affordable finance provider, brilliant company to help. No pressure on finance. Easy to work with. Reviewed on: 7th June 2024

Brilliant service and great customer service

5
Brilliant service and great customer service Reviewed on: 7th June 2024

Fantastic customer service

5
Fantastic customer service and reliable staff extremely helpful Reviewed on: 7th June 2024

Very reasonable

5
they are very reasonable if you cannot pay your finance and allow you a window time period to pay it. I have never missed a payment as they are always on timer with rating payments Reviewed on: 7th June 2024

Smooth, straightforward, fast, professional, relia...

5
Smooth, straightforward, fast, professional, reliable. No complaints here Reviewed on: 7th June 2024

Perfect company

5
Financing motorcycle and payments were simple and went through quickly Reviewed on: 7th June 2024

Great experience throughout absolutely no issues and...

5
Great experience throughout absolutely no issues and very quick. Reviewed on: 7th June 2024

Very helpful and friendly staff a pleasure to do bus...

5
Very helpful and friendly staff a pleasure to do business with Reviewed on: 7th June 2024