Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

First response was great at finding me a loan deal o...

5
First response was great at finding me a loan deal on a motorbike, having a bit of a shaky credit history, due to previous employment problems, but came through for me Reviewed on: 6th June 2024

Very fast and efficient.

5
Very fast and efficient. No pressure at all . Website and online application very easy to follow and complete.. I referred my sister to first response finance and she too was very satisfied. Reviewed on: 6th June 2024

I'm had 2 car through you and on both accounts every...

5
I'm had 2 car through you and on both accounts everything so smoothly done and quickly Reviewed on: 6th June 2024

Fantastic service and very quick response.

5
Fantastic service and very quick response.. Will definitely be using first response again Reviewed on: 6th June 2024

I have terrible credit & got excepted with good rate...

5
I have terrible credit & got excepted with good rates I've been with them 9 months & no issues Reviewed on: 6th June 2024

Always been on hand if needed extra time

5
Always been on hand if needed extra time Reviewed on: 6th June 2024

Extremely easy to use.

5
Extremely easy to use. Friendly staff and quick decision Reviewed on: 6th June 2024

They are very friendly and do things on an individua...

5
They are very friendly and do things on an individual basis. i have recommended them for my brother who just took of a finance package with them. Reviewed on: 6th June 2024

Very quick and easy, very helpful

5
Very quick and easy, very helpful Reviewed on: 6th June 2024

Excellent customer service always been extremely hel...

5
Excellent customer service always been extremely helpful when I’ve needed to call. Helped me and guided me through when I had questions regarding the finance and helped me along the way to get my new car. Was straight forward and easy and was in constant communication with myself and the car dealership. Reviewed on: 6th June 2024