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First Response Finance: Car finance reviews

4.87
Based on 7,995 reviews, last reviewed 21st Jul 2026
34133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service good follow up, it was easy to un... Excellent service good follow up, it was easy to understand their service terms and conditions. No mix up of information Reviewed on: 21st July 2026
Samson M's avatar
Samson M

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7995)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Number One for Car Finance

5
Found the whole process from start to finish a painless experience. The advisor listened to my requirements and everything was explained in language you could understand. I would certainly recommend First Response to friends and family. Reviewed on: 24th May 2024

First Response Finance gave me car finance when nobo...

5
First Response Finance gave me car finance when nobody else would they have gone above and beyond to get me car and motorcycle finance, they have been so professional and great customer service, I now have the car and bike I have always wanted Reviewed on: 23rd May 2024

I was rejected by every finance company but First Re...

5
I was rejected by every finance company but First Response tailored a deal that suited my needs and which helped me get a car specially when I need a car to commute to work. They have a great customer service which is also flexible in terms of changing payment dates Reviewed on: 20th May 2024

very helpful and always there when you need them.

5
very helpful and always there when you need them. they are the best any one can get . i have told everyone i know too get with them. Reviewed on: 19th May 2024

Help when needed

5
Struggled to get finance but FR went above and beyond Reviewed on: 19th May 2024

Had a very good experience with first response.

5
Had a very good experience with first response. Easy to process Reviewed on: 18th May 2024

Excellent

5
Excellent and great service , I got my finance approved Reviewed on: 17th May 2024

Very fast on making a decision

5
Very fast in making a decision even when I had a low credit score. Affordable weekly repayments. Class A Reviewed on: 16th May 2024

Very easy to deal with, helped me when my bank would...

5
Very easy to deal with, helped me when my bank wouldn’t Reviewed on: 16th May 2024

Very helpfull and understanding.

5
Very helpfull and understanding. You are treated as a person not just a number. Reviewed on: 14th May 2024