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First Response Finance: Car finance reviews

4.87
Based on 7,999 reviews, last reviewed 24th Jul 2026
381% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026
Igor 's avatar
Igor

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Everything was wasy to deal with

5
Everything was wasy to deal with Reviewed on: 2nd May 2024

Car Finance

5
Great service very easy and smooth Reviewed on: 2nd May 2024

I am on my 4th car from 1st response easy to work...

5
I am on my 4th car from 1st response easy to work with only downside is Apr does not not come down much apart from that they are a good company to deal with Reviewed on: 2nd May 2024

A* company

5
Very good company to work with never any problems Reviewed on: 1st May 2024

Car loanVery poquick no nonsense amazing service

5
Very polite quick no nonsense amazing service Reviewed on: 1st May 2024

Outstanding customer service

5
When deciding to upgrade mycar the customer service team were brilliant at.making sure I was in control and happy and understood everything . Reviewed on: 1st May 2024

No issue I rang they sorted it all out signed online...

5
No issue I rang they sorted it all out signed online no trouble at all Reviewed on: 1st May 2024

THEY DEFINATELY GET MY VOTE

5
THEY ARE WILLING TO LISTEN TO WHAT YOU NEED AND DO WHATEVER THEY CAN TO HELP YOU. THEY UNDERSTOOD THAT DUE TO MY FAMILY INCREASING I NEEDED A BIGGER VEHICLE AND ALTHOUGH MY CREDIT RATING IS'NT THE BEST WE WERE STILL ABLE TO COME TO AN AGREEMENT THAT WAS AFFORDABLE FOR ME AND MY FAMILY. Reviewed on: 1st May 2024

Brilliant company

5
Never heard of first response until I seen an advert for them on Facebook, I applied for motorcycle finance through these and they were great from the start to finish and I can still l call them now to this day and still happy to help. Great team of people. Reviewed on: 1st May 2024

Very friendly and everybody can help you if you have...

5
Very friendly and everybody can help you if you have any problem Reviewed on: 30th April 2024