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First Response Finance: Car finance reviews

4.87
Based on 7,999 reviews, last reviewed 24th Jul 2026
381% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026
Igor 's avatar
Igor

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

They have really helped me get a better car that I c...

5
They have really helped me get a better car that I can use everyday and I have had no issues with them. I hope we will always continue to work together. Reviewed on: 29th April 2024

Helped where nobody else would.

5
Helped where nobody else would. Made the transaction go smooth, and quick to respond. Reviewed on: 29th April 2024

Good stuff

5
Questions always get answered and feel satisfied with the help I receive. Reviewed on: 29th April 2024

Excellent service throughout

5
Excellent service throughout can’t fault service at all very helpful in all departments Reviewed on: 29th April 2024

Truly the best car finance in the uk

5
Whenever I’ve need first response they have been there for me I’ve bought 2 cars through them and everytime it’s be easy and straightforward no hidden cost and no long time waiting for a decision Reviewed on: 29th April 2024

Easy to deal with, everything explained and easy to...

5
Easy to deal with, everything explained and easy to understand. Willing to help you. Reviewed on: 29th April 2024

Excellent experience really straight forwards

5
Excellent experience really straight forwards Reviewed on: 29th April 2024

I had a rather bad experience with a dealer but Firs...

5
I had a rather bad experience with a dealer but First Responsewere absolutely marvellous and sympathetic to my complaint always had outs back when my wife and I had a terrible time when our daughter passed away suddenly but we cam’t thank we’re so grateful First Responce for sorting everything out for us my wife and I Reviewed on: 29th April 2024

Absolutely brilliant company,

5
Absolutely brilliant company, fantastic and helpful staff are always ready to help with any query. Really easy application process and once I had found the car I wanted they paid the dealer within 5 minutes. Such a good company, I recommended to my step son. Reviewed on: 29th April 2024

Very good crevice for all thinks

5
Very good crevice for all thinks Reviewed on: 29th April 2024