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First Response Finance: Car finance reviews

4.88
Based on 7,253 reviews, last reviewed 22nd May 2026
31300% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great efficient experience through your supported de... Great efficient experience through your supported dealer Reviewed on: 22nd May 2026
Thomas's avatar
Thomas

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7253)

The best vehicle finance company for people with past credit problems

5
I have been a customer since 2016 and I am now on my fourth vehicle agreement with them. They have always helped me out and resolved any issues or concerns I've had with any vehicle purchase, I fell behind a few times with payments and they helped me get back on track again. Thier system is pure class in every aspect. Reviewed on: 11th August 2022

Amazing experience

5
For someone who couldn’t get a car on finance first response accepted me first time I applied and customer service helped me though every step of the way I couldn’t fault them in anyway Reviewed on: 11th August 2022

Amazing company and customer service

5
First response are one off the best i could not fault there staff are 100% perfessional even if u hit a bump along the way they keep u well informed and even tho there a finance company its not about the money its about the customers which is something everyone needs been with them a couple off years now and they have helped me alot even when iv struggled couldnt ask anything more verry highly reccomend these guys. Reviewed on: 11th August 2022

Amazing service

5
Very good company, always super helpful. Extremely happy with there customer service Reviewed on: 11th August 2022

Easy and straight forward people

5
Folks, if your having trouble I couldn't recommend these guys enough, they helped me where others just wouldn't, my credit was in tatters but I needed a van quick, and to be honest what I pay a month was comparable to most even if my history was good! Defo be using again in 4 years time. Thanks first response Reviewed on: 11th August 2022

Great company to use

5
I've used frfs for my last 4 car finance purchases and everytime they go beyond there remit to help and make the process easy and understandable. From start to finish there very professional and the new online portal is extremely easy to use and saves time. My last car was seen on Friday evening and I collected it Monday afternoon. Brilliantly efficient company Reviewed on: 11th August 2022

great

5
Very helpful very quick came out with a car I wanted Reviewed on: 11th August 2022

Hope for everyone

5
Was very unsure about applying yor car fiance I really needed a car as I care for my sister and elderly parents I didn't hold up much hope of being accepted,as I had some past debt it was so straightforward to apply and an delighted I was accepted and when my car broke town and had a heftey bill first response was there to help and get me back on the road again.hope for the future they helped me when I has no one else to help me . Reviewed on: 11th August 2022

Great Experience

5
Very professional company who managed to arrange finance on a modern classic car, when others couldn’t understand it’s rarity. Superb Service! Reviewed on: 11th August 2022

Exceptional customer service

4
Is more than just a finance company, its a solution making company, finding the best outcome to ease the stress of the customer to benefit the company and the individual. Its reassuring to know you can pick up the phone and speak to someone that understands you .thank you Reviewed on: 11th August 2022

Review First Response Finance: Car finance now

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