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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

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4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

A quick and pleasant experience with friendly, helpf...

A quick and pleasant experience with friendly, helpful and knowledgeable people. 5 stars all round. Reviewed on: 25th April 2024

I’ve had such a positive experience with first respo...

I’ve had such a positive experience with first response finance, they’ve helped me in so many ways and are very easy to contact! The process is so easy and they go above and beyond to ensure payments are right for everyone! Thank you :) Reviewed on: 25th April 2024

Easy and smooth process with good customer service.

Easy and smooth process with good customer service. Will recommend. Reviewed on: 25th April 2024

Very quick to deal with and all was sorted within a...

Very quick to deal with and all was sorted within a couple of days. I picked a vehicle and drove it away two days later. Reviewed on: 25th April 2024

Unreal experience with the company

Unreal experience with the company Reviewed on: 25th April 2024

I had a very bad credit score.

I had a very bad credit score. A single mum who was desperately in need for car. Every other company kept rejecting me. But first response really came through for me Reviewed on: 25th April 2024

Excellent experience because using this finance got...

Excellent experience because using this finance got me my dream bike Reviewed on: 25th April 2024

Excellent service gave me finance when nobody else w...

Excellent service gave me finance when nobody else would Reviewed on: 25th April 2024

Excellent service

Excellent and understanding service from all personnel l dealt with. Reviewed on: 25th April 2024

I'll definitely use again

So quick and easy. Great experience. Highly recommend Reviewed on: 25th April 2024

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