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First Response Finance: Car finance reviews

4.88
Based on 7,988 reviews, last reviewed 15th Jul 2026
51000% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7988)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Straightforward application and quick service.

5
Straightforward application and quick service. Flexible payment terms too which was ideal for our circumstances Reviewed on: 25th April 2024

The whole experience from the onset was easy and gre...

5
The whole experience from the onset was easy and great transaction if to getting the vehicle I wanted was seamless. Reviewed on: 25th April 2024

After the car I wanted for awhile

5
When I applied for finance I was excepted with no problem and am happy with my new vehicle Reviewed on: 25th April 2024

Really helpful was anxious about getting credit as I...

5
Really helpful was anxious about getting credit as I haven’t had much before. Really personal touch was glad to be able to speak with a representative rather than just a generic computer generated response, feel I got a good deal on comparison with other offers where I had not managed to speak with an actual representative meaning I got a good value for money deal considering my circumstances. Also like the east to use website where you can amend your schedule to work out payments etc Reviewed on: 25th April 2024

Great customer service and helped a lot

5
Great customer service and helped a lot Reviewed on: 25th April 2024

Helpful staff guided us through our application clea...

5
Helpful staff guided us through our application clearly Reviewed on: 25th April 2024

Brilliant from start to finish

5
All went through no problems at all Reviewed on: 25th April 2024

Really easy and hassle free ending my previous finan...

4
Really easy and hassle free ending my previous finance agreement and then being approved for a new one Reviewed on: 25th April 2024

Easy, painless and efficient.

5
There’s not much to say and that’s the positive. I’ve had no issues, the processes have been smooth, easy and painless. And communication is extremely easy and quick. Reviewed on: 25th April 2024

Great experience easy to deal with

5
Great experience easy to deal with Reviewed on: 25th April 2024