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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

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4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Great people to talk to very clear and very responsi...

Great people to talk to very clear and very responsive and understanding Reviewed on: 25th April 2024

Great company a*

Very easy to set up and everything was straight forward and easy to understand. Very helpful customer service too Reviewed on: 25th April 2024

brought car when though fast service was really good

brought car when though fast service was really good Reviewed on: 25th April 2024

This is the second time I have financed my car purch...

This is the second time I have financed my car purchase through first response , after my initial contact and submitting my documents ,first response took care of everything else ,my new xar from my chosen dealership.was then delivered free of charge , first response are easy to deal with both online and by phone plus the repayments are made to fit in with my budget Reviewed on: 25th April 2024

I've had two cars on finance with first responce fin...

I've had two cars on finance with first responce finance and had no problems. They work out how much you can pay each month . First responce rang me when I was looking for a new car and told me there was one near my home so I went and had a look test drive it and loved it so I took it .many thanks to the team for all your help . Reviewed on: 25th April 2024

Brilliant service never had a problem from them

Brilliant service never had a problem from them Reviewed on: 25th April 2024

Brilliant when had a major problem

Brilliant when had a major problem Reviewed on: 25th April 2024

Great service , friendly staff can’t fault them

Great service , friendly staff can’t fault them Reviewed on: 25th April 2024

I was offered a lower amount than I needed but first...

I was offered a lower amount than I needed but first response worked it’s me to get the car I wanted Reviewed on: 25th April 2024

Had 4 cars through first response and never had any...

Had 4 cars through first response and never had any trouble easy to deal Reviewed on: 25th April 2024

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