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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7998 reviews)

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4.87

Based on 7,997 reviews, last reviewed 23rd Jul 2026

457% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with the finance company was exemplary... My experience with the finance company was exemplary from beginning to end. The entire process was conducted with exceptional professionalism, transpa... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7998)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Simple friendly and supportive advisor clear and app...

Simple friendly and supportive advisor clear and appropriate duidance and very fast completion of trabsaction Reviewed on: 25th April 2024

The Best!!!

The Best! Very good experience ! Amazing! Reviewed on: 25th April 2024

When I needed finance they were great at helping me...

When I needed finance they were great at helping me Reviewed on: 25th April 2024

they helped me get my first ever car!

they helped me get my first ever car! and my upgraded second car. all hassle free Reviewed on: 25th April 2024

Very warm and understanding life changes and surpris...

Very warm and understanding life changes and surprises you then first response are there to tell you, it is ok can happen to the best of us. well done Reviewed on: 17th April 2024

Perfect 3rd car.

Perfect 3rd car. Customer service at its best. Reviewed on: 14th April 2024

After initially taking financing through first respo...

After initially taking financing through first response for a vehicle purchase I was happy the payments and terms were reasonable and affordable. The issues don’t surround their lending policies as they were very fair and helpful. However I experienced a significant mechanical failure 6 months after purchase so raised a complaint with them given legally speaking the car was theirs and under warranty plus all payments have been made. A year later I’m still in the process of dealing with the complaint it’s now with the ombudsman I’m now £3k out of pocket for repairs and they really have been incredibly disappointing and dismissive when it comes to customer service and dealing with my complaint. Reviewed on: 12th April 2024

Excellent Service Recommendation

Purchased 2 cars both times paid the dealer within 3 days of finding the vehicle we wanted excellent service beginning to end certainly be using them again Reviewed on: 10th April 2024

Existing customer

We have been a customer for years. Excellent service. Reviewed on: 9th April 2024

Very helpful

Very helpful and friendly they go out there way to help you to get the car you want Reviewed on: 9th April 2024

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