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First Response Finance: Car finance reviews

4.87
Based on 7,996 reviews, last reviewed 22nd Jul 2026
2664% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience from start to finish, seemless... Excellent experience from start to finish, seemless process and good comms throughout Reviewed on: 22nd July 2026
Martin's avatar
Martin

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7996)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Financial Friends

5
Applied for finance over 12 month's ago and it was at my disposal within 1 hour.They go more than the extra mile to help you, I totally recommend them to anyone Reviewed on: 11th August 2022

amazing company

5
First response helped me out when I couldn’t get a car or a motorbike due to bad credit from past years. But first response stepped in and made my dreams come true with helping me finance my new car and new motorbike. I would 100% recommend first response to my friends and family and to anyone for that matter they are amazing to speak to and always happy to help you out if you need anything. 10/10 company. Reviewed on: 11th August 2022

Excellent company

5
Excellent finance company, very helpful , friendly and just a brilliant experience all round Reviewed on: 11th August 2022

Car finance

5
Great company very understanding great communication sorted my car finance out quickly Reviewed on: 11th August 2022

Happy customer

5
A seamless experience that made buying and financing a vehicle very straight forward. Reviewed on: 11th August 2022

Excellent company

5
Brilliant company to have finance with, so understanding and always just a phone call away and willing to help. Online portal is very easy to use I can’t fault first response on anything. Reviewed on: 11th August 2022

Best company

5
Great service fast response i very happy with the company Reviewed on: 11th August 2022

Highly recommended

5
I had a motor bike financed by first response which will finish paying in 3 months but still they helped me to buy car with my ongoing account which was really helpful as I'm really thankfull to first response as I had so much difficulties to get finance on time.this made my job easier to carry on as I'm a food delivery driver and I now can work in any weather. Reviewed on: 11th August 2022

Really good had what they do

5
They got me the car I needed I will use them again Reviewed on: 11th August 2022

My first car on finance

5
Call first response finance to enquire about getting a car on finance staff was really helpful in helping me to chose the right deal to suit my budget there was no pressure into accepting the finance. I would highly recommend them to anyone got a great deal and the staff are very friendly and could not help myself enough to get everything sorted I had my new car with in a week as I had to find the right vehicle can not thank the company enough for a great service and all there help would definitely buy my next vehicle through first response finance. Thank you very much. Reviewed on: 11th August 2022