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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7995 reviews)

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4.87

Based on 7,995 reviews, last reviewed 21st Jul 2026

34133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent service good follow up, it was easy to un... Excellent service good follow up, it was easy to understand their service terms and conditions. No mix up of information Reviewed on: 21st July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7996)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Great for customers with bad credit

Offered me car finance that suits me even with not having a great credit history. Only thing that I would warn of is the very high APR rates Reviewed on: 11th August 2022

Great

They helped me when I needed a car - we went through expenditure and it was straight forward - thankyou Reviewed on: 11th August 2022

Fantastic

Smooth and no bother no issues at all tjere great Reviewed on: 11th August 2022

Quick, easy and effective

No messing about would recommend to anyone Reviewed on: 9th August 2022

My new car

I was looking a small car and first response made it so easy for me they helped me get everything in place so that all i had to do was collect my new car ,i have already referred them to other family and friends some of whom have already got a new car. Thank you Reviewed on: 9th August 2022

Car

Helped me get a car Was very helpful to me without first response I could not be able to get out of my house I’m a disabled person and need a car to get around very very helpful thank you so much for helping me have a life Reviewed on: 8th August 2022

The best finance company I ever deal

So smooth pleasant transaction and I've got my dream car I will definitely get back to you first response team Reviewed on: 8th August 2022

Car finance

Great company very helpful and understanding proud to be a customer Reviewed on: 8th August 2022

I would recommend them.

Everyone I spoke to was very helpful and straight with me. Customer service is excellent. Highly recommend. Reviewed on: 7th August 2022

great service

An easy application and great service throughout Reviewed on: 4th August 2022

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