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First Response Finance: Car finance reviews

4.88
Based on 7,814 reviews, last reviewed 29th Jun 2026
85300% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ford Purchase All of the staff that i spoke to over the phone in relation to my vehicle finance where always polite and courteous and they explained all of the mont... Read more Reviewed on: 29th June 2026
Mark Bell's avatar
Mark Bell

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7814)

Excellent service

5
I have a poor credit rating and the day before five finance companies turned me down. When first response rang me and told me they could help, I was sceptical, but once they explained how they worked I went ahead with the application and was accepted. I was first paying weekly and when I changed jobs and was paid monthly, I ran them up, answered quickly, sorted payment details out, without hesitation. I have informed them I will be having operation soon and could be off work for six weeks and may not be able to make payment whilst off work.they said no problem , just keep us updated. Fantastic service, friendly service couldn't ask for better service . Reviewed on: 23rd July 2022

First class

5
Very helpful setting up the account, excellent customer services Reviewed on: 23rd July 2022

Put First Response First

5
Been with them for years now. Always fair and considerate. So easy and accommodating. Reviewed on: 23rd July 2022

Good

4
Easy helpful and understanding the are very good at helping with problems Reviewed on: 23rd July 2022

Excellent

5
I’ve been a customer with first response finance for many years an I can’t recommend them enough, their customer service is second to none. They make the whole process so easy and comfortable, wouldn’t want anyone else dealing with my car finance Reviewed on: 23rd July 2022

Great team

5
First response are just amazing,I have had three car loans with them and each one has been first class one I had a right off and they helped through out, would totally recommend. Reviewed on: 23rd July 2022

Brilliant

5
Very helpful and friendly service Reviewed on: 23rd July 2022

Quick and easy

5
Found a car in morning. Done insurance quotes and others bits then called first response and had car on finance by early afternoon for pick up next day :) Reviewed on: 23rd July 2022

Outstanding

5
I was struggling to find a vehicle under the proper guidelines but they managed to help me out in my time of need and couldn't have asked for better service! Reviewed on: 23rd July 2022

Quick no fuss experience!

5
First response helped me obtain a great car at a very reasonable rate. It was my first experience of applying for Car Finance and although my credit score wasn't great, First response helped me to get a reliable car which was just what I needed at the time as I was about to go on Holiday that day and needed a reliable car. Customer service was really helpful and friendly and they talked me through everything to make sure that I understood the whole process. Couldn't be happier and would recommend to anyone! 5 star experience!!! Keep up the good work. Thanks!! Reviewed on: 23rd July 2022

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