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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Fast amazing service

5
This is my second loan with first response so happy I was accepted cheaper then another company I was offered so really happy great customer service Reviewed on: 23rd July 2022

Have been with your company for 12 months and find them brilliant to work with

5
Excellent company to be with had loads phone calls and your team have helped me all the way Reviewed on: 23rd July 2022

Brilliant company

5
We have been with first response for a few years now. They have been brilliant everytime we have been in touch, especially when I passed my test and was looking for my first car. 100% recommend and have recommended to varies friends Reviewed on: 23rd July 2022

Easy finance

5
Very good service sorted everything out over phone and internet getting finance has never been easier Reviewed on: 23rd July 2022

Great finance deals

5
Used this company many years never had any problems very knowledgeable staff everything explained in simple terms and very approachable if you have any questions would highly recommend friends and family Well done first response team Reviewed on: 23rd July 2022

First response finance

5
Needed to get a vehicle to get to work. They helped me the whole what as if someone was right next to me helping me step by step. I have been using them the last two years and can not fault them on anything. Great service absolutely stress free Reviewed on: 23rd July 2022

Amazing

5
I have a very low credit score and first response did everything they could to get me the finance that was right for me very happy Reviewed on: 23rd July 2022

Car Finance

5
No fuss, No hassle have great knowledgeable staff that ges the right deal for your budget Reviewed on: 23rd July 2022

Always a helpful and pleasant service

5
I have been with 1st Responce finance over 15 yrs and have never once had any issues what so ever, always smooth and efficient. Reviewed on: 23rd July 2022

Easy to work with

5
When you don’t understand finances, first response make it so simple and easy to understand. Reviewed on: 23rd July 2022