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First Response Finance: Car finance reviews

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4.87

Based on 8,001 reviews, last reviewed 29th Jul 2026

151% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3%

0%

0%

0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

First response have been my finance company for my l...

5

First response have been my finance company for my last few cars and I wouldn’t want to deal with anyone else, they have been so easy to deal with. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Quick and easy,

5

Quick and easy, even tho I applied for a car in another dealership they was fast to swap over and let the other dealership know out of kindness and proceeded with the new dealership. Was easy for me, especially as an autistic woman, just passed her driving test helped me really understand what I was signing. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

What’s not to love!

5

I applied for care finance in January 2026 and first response we’re absolutely incredible from start to finish nothing was to small for them. They talked me through the application process and after being turned down elsewhere they gave me a chance. These people are absolutely amazing and I would highly recommend them. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Great company great customer service thank you

5

Great company great customer service thank you Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Amazing communication.

5

Amazing communication. Easy to apply and quick response to applications. Only downside is if your credit score isn’t perfect they charge through the roof interest rates which make your monthly payments skyrocket. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Amazing service all around

5

Amazing service all around. Customer services advisors are very empathetic and easy to deal with. Thank you Reviewed on: 4th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 5th June 2026

First response are a brilliant finance company, so e...

5

First response are a brilliant finance company, so easy to apply for finance and a quick decision, I have been with them twice now, do shows how good they are Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Excellent Service Provider

5

Great service from start to finish. Very professional and friendly. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

The whole process was made as easy as possible

5

The whole process was made as easy as possible Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

From the intial apllication to picking up thr car 1s...

5

From the intial apllication to picking up thr car 1st response car finance have kept me informed and explained every thing in detail and even did a follow up call to make sure everything was ok with call Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

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