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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (8001)

Fantastic

5
Nice easy fantastic service and had my new car within a week. Top class service. Reviewed on: 22nd July 2022

Very professional service

5
They do exactly what it says on the tin. Reviewed on: 22nd July 2022

Good

5
Very good service would definitely recommend Reviewed on: 22nd July 2022

BEST FINANCE COMPANY

5
They are very helpful ,very understanding ,and on top of that have an amazing customer service team.They definitely deserve this award Reviewed on: 22nd July 2022

Very satisfied

5
I have been dealing with fRF for 3 years so far no issues Reviewed on: 22nd July 2022

Flawless

5
Couldn’t ask for a better company to work with, from application to collecting the car was 3 days - had a message from the dealer to say the car had been paid for before I got back home from the test drive! Reviewed on: 22nd July 2022

Motorcycle loan.....

5
My experience with first response finance is first class.... I am 82 and had no problem obtaining a loan. Reviewed on: 22nd July 2022

Bad credit finance

4
Gave me finance once I was cleared from my bankruptcy when no-one else would allowing me to start repairing my credit rating Reviewed on: 22nd July 2022

They are good

5
They are patient understanding and the explain everything in details and clear Reviewed on: 22nd July 2022

Fast, Helpful & Professional

5
Been with First Response for 10 years & wouldn’t go anywhere else. Rates are depending of circumstances and they try 110% to match your affordability. Easy to contact, with no longer than a 2 minute wait. More and more garages are added each day with the wide variety of different cars! #1 Car Finance Company. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review