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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7989)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Best finance company

5
Since been with first responce since 2019 they have gave me the information I needed and they are easy to apply for what I am looking for. Reviewed on: 22nd July 2022

Simple easy best

5
First response was so simple to go through.they made everything easy to understand. The finance was sorted and ready to go within an hour. I have had experience with other companies and found these are the best. Reviewed on: 22nd July 2022

Good company to deal with so easy and straight forward

5
Was done very quickly and professionally Reviewed on: 22nd July 2022

Best finance company by far

5
First response finance are a fab finance company. Are always so helpful and take the time to explain everything clearly. I have been using this company for over 10 years and wouldn't go anywhere else. Reviewed on: 22nd July 2022

Reliable

5
Trustworthy, confidence, pride, honesty. Reviewed on: 22nd July 2022

Fantastic service

5
I was involved in accident a couple of months after taking out finance. First Response guided me through the process of settling finance on the written off vehicle and then got me new finance in place quickly. It made what could have been a very stressful time, so much easier. I had a single point of contact throughout and they responded quickly to all my questions and made getting a new car simple and affordable. Reviewed on: 22nd July 2022

Brilliant

5
Would and have recommended to everyone Reviewed on: 22nd July 2022

Very easy to get a quote

5
Easy to get a quote, easier to swap vehicles. No issues at all super helpful Reviewed on: 22nd July 2022

Have always had no problems with First Response Finance

5
First Response Finance has been an amazing company to work with I have had two cars financed with them and they are so professional and describe all information understandable and easy. I would recommend the company to anyone Reviewed on: 22nd July 2022

Great service

5
Really quick and efficient explained everything Reviewed on: 22nd July 2022