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First Response Finance: Car finance reviews

4.88
Based on 7,988 reviews, last reviewed 15th Jul 2026
51000% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7988)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

First responce

5
I was very happy with the purchase of my car it was so easy and took next to no time Reviewed on: 22nd July 2022

Fantastic service

5
First response approved my application first time round without hesitation friendly excellent and quick customer service Reviewed on: 22nd July 2022

Excellent company

5
Excellent friendly and quick service I would definitely use these guys again Reviewed on: 22nd July 2022

Kayleigh

5
I definitely would recommend my first time car finance and it was easy as first response talked me through from start to finish they even gave me local car dealers for them or me to contact to find the perfect car I also now for sure if I needed or wanted to change cars it would be simple no fuss 100 percent amazing thank you for your help Reviewed on: 22nd July 2022

Quality service

5
Perfect communications understanding Reviewed on: 22nd July 2022

Best I've used

5
I was looking for a new bike and 1st response car finance offered me the best deal at affordable repayments and even tailored it to my pay pattern which is weekly. This was absolutely fantastic. Not only that whenever I have hada query they have answered all my questions quickly and knowledgeable. I would definitely use them.again and recommend them to anyone looking for financing a new vehicle. Reviewed on: 22nd July 2022

Great company

5
They been so helpful and understanding, not judgmental, when other companies said no, they helped me with no time ! Still enjoying my car I've purchased year ago ! Best company out there Reviewed on: 22nd July 2022

Very good car loans company. Fast and effective. Convenient installments.

5
I am very pleased with this company. Instalments are affordable for me. They are adjusted to my earnings. Reviewed on: 22nd July 2022

Very good

5
Very good company if you have any issues they sort it out and it’s all online so it makes it easier to log in and it’s a very easy process Reviewed on: 22nd July 2022

Absolutely amazing company

5
Well what can I say, I’ve had two cars from first response finance and I must say the moved heaven and earth to get me the finance that was right for me after every other company had turned me down and destroyed my credit file. Once I have paid off my vehicle I will be going straight back to them for an upgrade. Always there to help in a friendly and professional manner. Five star service. Reviewed on: 22nd July 2022