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First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7988)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Accessible easy finance options.

4
Application was quick and easy, with reasonable interest rates based on my credit score. Dealing with them is also easy, and a lot of options to do so online. Reviewed on: 22nd July 2022

Cannot ask for more!

5
When many others let me down saying they could provide finance these guys seemed to go out there way to provide it for me and for that I'm truly grateful! Reviewed on: 22nd July 2022

Excellent provider

5
On purchasing my used car i was given protection shouod 8 have a breakdown. Luckily I didnt need to use it but it gave me peace of mind that in the event of any breakdown first response would meet my needs. Reviewed on: 22nd July 2022

Used them now for a number of years

5
Used them now for a number of years easy to use and they are hard working to accommodate your needs Reviewed on: 22nd July 2022

First Response

5
Honest, reliable company that keeps it real and affordable for your motor needs! That’s why as a family we’ve used them 3times and will use them again. Rod Peach Reviewed on: 22nd July 2022

Best ever

5
Was so helpful couldn’t say enough about them Reviewed on: 22nd July 2022

Super

4
Reviewed on: 22nd July 2022

Excellent service!

5
Competent, polite, courteous and efficient customer assistance! Reviewed on: 22nd July 2022

The first response team

5
I spoke to the most respectful, understanding man called Matt, there was nothing more he could have done for me, he listened, understood everything I said and was very pleased to give me the loan for my car, I would recommend this team to anyone and 10 out of 10 , is an understatement of their help and advice Reviewed on: 22nd July 2022

Excellent service

5
The service is very good the team were great. My experience with them I can not fault. Would highly recommend Reviewed on: 22nd July 2022