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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Amazing finance company really helped when had an is...

5
Amazing finance company really helped when had an issue with purchase of car and enabled me to purchase a new one stress free really helpful advisors and kept in touch to ensure all was sorted correctly for me Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 5th June 2026
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First Response Finance

recently used first response the whole process was s...

5
recently used first response the whole process was straight forward and easy Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 5th June 2026
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First Response Finance

Excellent service, fantastic rates and everything wa...

5
Excellent service, fantastic rates and everything was smooth and easy. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Easy, Helpful, Informative.

5
Great company, easy to use, helpful and informative. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! Response date: 5th June 2026
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First Response Finance

Car finance with First Response

5
I found the whole process very easy and they answer all my questions, and it felt comfortable and not a nightmare like other car finance companies. Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
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First Response Finance

Great to have your finances looked at on an individu...

5
Great to have your finances looked at on an individual basis and to have a team that don’t Judge you based on your past. Team are super friendly and are there to help you get the car or your dreams! Thanks FR! Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Easy and stress free.

5
Easy and stress free. Simple with no hidden agenda. What you see is what you pay each month. Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Brilliant Service throughout.

5
Since coming into the knowledge of this company, contacting them was easy, their polite and friendly professionalism was brilliant. Their understanding was even more so, guided through the application process, even when you’ve got to make a significant change it was a breeze to sort out and still their polite response was continued throughout. From start to finish to set up a deal on a car, buy the car on the finance, picking up the car and filling in paperwork at the car dealer (paperwork was already sorted) to paying on time and fairly, was exemplary. They should be looked upon as the role models of financial institutions. Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

A return customer!

5
I've used first response for finance twice, and every time I've called I've spoken to a genuinely nice person, they always take the time to listen and understand. Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

It was amazing, so easy and so quick

5
It was amazing, so easy and so quick Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance