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First Response Finance: Car finance reviews

4.94
Based on 6,934 reviews, last reviewed 16th Apr 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Customers first I had my car with them and they were very helpful when I faced financial difficulty and accepted me even though my credit score at the time wasn’t gre... Read more Reviewed on: 16th April 2026
Chelsie H's avatar
Chelsie H

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (6934)

Great service

5
Struggled to finance in the passed but they were really good, service excellent and now on my second car through them Reviewed on: 13th August 2021

Covid car

5
I had to urgently get a car to continue work during covid, first response had everything sorted and with the car dealership within 3 day, I was driving my car away 4 days after my application, all contactless and throughly efficient Reviewed on: 13th August 2021

Brilliant

5
Amazing service quick & easy Applied in the morning all done by the afternoon Will definitely use again when buying a new car Reviewed on: 13th August 2021

Car finance

5
Great company with very competitive prices. Easy to deal with and always available to help. Reviewed on: 13th August 2021

Helpful and friendly

5
After Ill health my financial situation took a huge hit and left me with credit issues. First direct were amazing in helping me fund a needed car upgrade when others wouldn’t! The staff were fantastic and made me feel human unlike other finance companies. Thank you first response you were amazing! Reviewed on: 13th August 2021

If you been turned down by the rest, come and join the best.

5
I purchase a car, though FIRST RESPONSE FINANCE The only finance firm who would help me out In my time of need. They help me though all the steps along the way. Offered me 3 different payments. To help my budget. A truly professional firm, with highly qualified professionals. Reviewed on: 13th August 2021

Really helpful and honest company!

5
I have used first response for a number of years, even moved house, changed vehicle, changed job and never a complication. You speak to a real person. Who is friendly and down to earth, they tell you the truth and they got me a better rate for my loyalty and lent me more than before. It’s nice to have a finance company reward loyalty and tell you the truth - not just what will get them the most commission! Reviewed on: 13th August 2021

First response are first class

5
I have had car finance from first response twice now. They are extremely helpful, polite and respectful. They listen to you and help you get the best at a price you can afford. I recommend them to everyone and my daughter uses them now as well. I can’t say enough good things about them and definitely don’t have anything bad to say. Amazing people. Reviewed on: 13th August 2021

Fantastic company !

5
This company is superb ! Easy and pleasant , quick and very informative. commmunication is great ! Would highly recommend without a doubt , would not want to deal with any other company only first response . First time using them and they were very accommodating, Reviewed on: 13th August 2021

Excellent service

5
No pressure from them to have their loan. Deal with major car companies so that was a real bonus as I wanted a car from main dealership.. as soon as car was ready payment was instant so can’t thank them enough for getting me the car I wanted Reviewed on: 13th August 2021

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