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First Response Finance: Car finance reviews

4.88
Based on 7,810 reviews, last reviewed 26th Jun 2026
84900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026
Shaeostik's avatar
Shaeostik

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (7811)

Quick and Professional very easy to work with

5
Everything was straight forward and quickly completed loved using them. Reviewed on: 22nd July 2022

Great company

5
I can't fault first response, they are fast to pay out. They dealt with the car dealership directly. Highly recommend them. Reviewed on: 22nd July 2022

Absolutely Brilliant

5
I desperately needed a new car. My credit record / score was through the floor. But this company helped me so much. One year on. I'm still happy with my car. ( Hengist). And I've had no problems with the company. 5☆ all day long. Reviewed on: 22nd July 2022

Great company

5
Took me on when other companies never and worked with me when I could afford to pay great costumer service and has made it easy for me to have a car that I always wanted on the road. Reviewed on: 22nd July 2022

Wonderful customer service

5
The process was nice and smooth and easy! Customer service is also brilliant Reviewed on: 22nd July 2022

Good company to deal with

5
Never had a problem with them, always happy to help, great customer service Reviewed on: 22nd July 2022

Excellent company

5
They are an excellent company to take out finance with unlike other companies that I have look through this company accepted the car that I was looking for and financed it for me I will highly recommend them to other family members and friends Reviewed on: 22nd July 2022

One off the best Finance companies around I would not go anywhere else and Highly recommend to anyone

5
I am a returning customer to First Response are there amazing to deal with lovely people very helpful I’m a do anything for you I have recommended them to friends and family and will continue to do so and I look forward to dealing with them again when I purchase my next motorbike Reviewed on: 22nd July 2022

Helpful, upfront & easy

5
Awesome finance company, the app is brilliant, borrowed twice now from First Response Finance, staff have always been helpful and friendly, other companies should follow their example. Reviewed on: 22nd July 2022

Extremely quick and very reliable

5
I have very poor credit history and struggled to get a car after mine was no longer in use , they helped me go through what would be best and that I could financially afford without getting into debt or struggle to make payments and within 3 days I was driving away in my new car. Also only accept reparable garages. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

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