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First Response Finance: Car Finance reviews

4.95
Based on 6,928 reviews, last reviewed 20th Dec 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025
Phillip w's avatar
Phillip w

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025
Claire's avatar
Claire

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

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First Response Finance Car Finance reviews (6928)

First class service

5
Excellent service from start to finish. Very understanding operaters when you phone. They ensure a fair price for the car before offering finance Reviewed on: 13th August 2021

5 star service

5
Bought a bike and used First Response Finance. Absolute pleasure to do business with. Quick and easy application and all done within a day. Highly recommend. Reviewed on: 13th August 2021

Great flexible company

5
This company truly are amazing! With easy to reach customer services. They have been very accommodating with myself throughout this pandemic and with their help I’ve managed to stay on top of my finances, I honestly can’t thank them enough and I don’t see why they’re not supplying everyone. Reviewed on: 13th August 2021

Great customer service

5
I had a few issues on setting my finance up and the Cubs timer service team were absolutely brilliant helping me with everything that needed changed on my account. Reviewed on: 13th August 2021

Great company , very understanding

4
After a poor start with Finace , I had not the best credit rating, however first response finance were very helpful and understanding and helped me get a car , good company to be in with Reviewed on: 13th August 2021

Cracking service

5
After having trouble trying to find finance in the past first response finance had been on hand. Reviewed on: 13th August 2021

car finance

5
easy to deal with one phone call and my finance for my car was agreed cant thank them enough for getting me back on the road Reviewed on: 13th August 2021

Excellent service and very efficient

5
I have used First response on two occasions and found them very helpful. They made it so quick and easy and I was granted the amount that I needed the same day. I have recommended them and will carry on recommending them. I'm 100%happy with their service and won't be going anywhere else Reviewed on: 13th August 2021

Fast transaction

5
I actually have a motorbike finance through First Response. It took two days from being accepted to agreement being made. I now I have my dream bike thanks to this company. Thank you First Response Reviewed on: 13th August 2021

Quick and Efficient

5
Very polite, and friendly. Great communication and A* administration. Highly recommended. Reviewed on: 13th August 2021

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