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First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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3%
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0%
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Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (6932)

Good company

5
Very friendly stall easy to get car finance and have great weekly payment option Reviewed on: 13th August 2021

Great to deal with!

5
Excellent company, helped greatly even when my circumstances were not the best, secured a deal I was happy with and enabled me to get to work Reviewed on: 13th August 2021

Great company

4
Great company really helpful at getting the right finance and explaining the details, answer all the questions you may have Reviewed on: 13th August 2021

Awesome company

5
Awesome company no problem with car finance and they work with you with any problems that might arise Reviewed on: 13th August 2021

Quick and easy

5
They were quick and easy to get me approved for my car and went through smooth with no issues Reviewed on: 13th August 2021

Fast easy and secure

5
Package arranged in hours x all done simply efficient and effective Reviewed on: 13th August 2021

Helped buying a car with bad credit

5
If anyone else has bad credit this is the company to use, they made the whole usually painful process of buying with poor credit very helpful. From start to finish it feels like your supported and with no hidden charges and extras it stops that normal feeling of being penalised because made mistakes in the past. Would recommend them to anyone Reviewed on: 13th August 2021

Quick to use

5
They were very friendly, helpful ,easy to talk to and they sorted out my car finance within a couple of hours Reviewed on: 13th August 2021

They have a customer focus attitude, they are there to help the customer get a better cheaper deal,,big up to them

5
My experience with them is really stress free,,they were quick to get the finance suitable for me. Reviewed on: 13th August 2021

Fast , friendly and efficient

4
I spent weeks looking at different offer and with bad credit I was getting to the lending stage and the repayment was unaffordable. I found first response finance through a broker and got an instant quote. They called me and spoke through everything over the phone and explained all prices and charges. The cherry on top was I was asked how long I wanted to take the finance over and how much I wanted to pay this is where they stood out from the rest. I wanted to pay £200/month but it didn't fall within the 48 month max they had so they compromised and let me pay it over 50 months at 200/month Outstanding company and can also set payments for each time you are paid so you never miss a payment Reviewed on: 13th August 2021

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