Smart Money People Logo

First Response Finance: Car Finance reviews

4.95
Based on 6,926 reviews, last reviewed 28th Sep 2025
85% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

BaCk On ThE rOaD Being on a Debt plan, it was very stressful trying to obtain finance but thanks to First Response, I was delighted to be back on the road. Reviewed on: 23rd July 2025
Lee's avatar
Lee

Latest lowest rating:

1

I have purchased a van and I had troubles only . I have purchased a van and I had troubles only . The documents were provided as having full maintenance each ear and when I had a full check: non of t... Read more Reviewed on: 8th July 2025
Lucian's avatar
Lucian

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

Review First Response Finance: Car Finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car Finance reviews (6926)

Helped buying a car with bad credit

5
If anyone else has bad credit this is the company to use, they made the whole usually painful process of buying with poor credit very helpful. From start to finish it feels like your supported and with no hidden charges and extras it stops that normal feeling of being penalised because made mistakes in the past. Would recommend them to anyone Reviewed on: 13th August 2021

Quick to use

5
They were very friendly, helpful ,easy to talk to and they sorted out my car finance within a couple of hours Reviewed on: 13th August 2021

They have a customer focus attitude, they are there to help the customer get a better cheaper deal,,big up to them

5
My experience with them is really stress free,,they were quick to get the finance suitable for me. Reviewed on: 13th August 2021

Fast , friendly and efficient

4
I spent weeks looking at different offer and with bad credit I was getting to the lending stage and the repayment was unaffordable. I found first response finance through a broker and got an instant quote. They called me and spoke through everything over the phone and explained all prices and charges. The cherry on top was I was asked how long I wanted to take the finance over and how much I wanted to pay this is where they stood out from the rest. I wanted to pay £200/month but it didn't fall within the 48 month max they had so they compromised and let me pay it over 50 months at 200/month Outstanding company and can also set payments for each time you are paid so you never miss a payment Reviewed on: 13th August 2021

Simple quick and hassle free

5
I have had 3 cars from them and all of them was quick and hassle free Reviewed on: 13th August 2021

Fast decisions and reliable

5
Amazing company! Made a decision within a few hours and within an hour I had the money get sent to my car dealership! Fast, reliable and amazing service Reviewed on: 13th August 2021

World Class Support

5
I first applied for Car Finance in 2019, FRF made the application easy. A usually daunting process was seamless and stress free. I renewed my finance in 2020 when I purchased a new car. It was even easier to do this, they gave me a value of what I was allowed and I chose my car accordingly. So easy, stress free helpful. Recommend to everyone. Reviewed on: 13th August 2021

Outstanding

5
Never been so satisfied with a company in my life, how they work to ensure every customer is satisfied is brilliant Reviewed on: 13th August 2021

Help and support

5
First Response have beevery helpful and supportive throughout my whole application. They made sure I could afford my repayments. They are very responsible and I'd highly recommend them Reviewed on: 13th August 2021

Can't fault first response finance

5
From day one they have been brilliant for my finance needs Reviewed on: 13th August 2021

Review First Response Finance: Car Finance now

Help others make smarter decisions by sharing your own experience. Write a review