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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (8001)

Very friendly and helpful

5
They was very friendly they they explain everything to me they guided me step by step so I knew what was happening very understanding of my situation I definitely recommen to friends and family Reviewed on: 13th August 2021

They were very helpful and fast

5
I was very impressed with the whole experience and it didn’t take long before they said yes Reviewed on: 13th August 2021

Excellent customer service wouldn't use anyone else

5
Been with first response finance for a number of years never had a problem with them always helpful and understanding and willing to work with me all I can say is thank you Reviewed on: 13th August 2021

Car finance

5
They did a brilliant job in helping me find the car I wanted Reviewed on: 13th August 2021

Great to speak with

5
Been fantastic to speak to on the phone dealing with any issues, customer service perfect Reviewed on: 13th August 2021

Great customer service

4
Very helpful and efficient. Would highly recommend Reviewed on: 13th August 2021

Simply the best

5
A fantastic company who exceled in their efforts to get me the car and finance that I wanted. Keep the good work up kind regards Mr John Devine Reviewed on: 13th August 2021

Unrivalled customer service!

5
First response finance made obtaining the right finance package for the purchase of our new car painless, quick and with excellent communications from enquiry through to sealing the right deal. More importantly, their rivals couldn’t match their APR interest or payment terms either for the amount we needed to borrow. If you need a quick decision, good rates and a reputable finance house….. get in tough with these people. They are ready to do business and get you into your new car and back in the road. Reviewed on: 13th August 2021

Great company who help people with a bad credit rating.

5
This company where able to help me getting a car on finance as I had a really bad credit score. I have had the car over a year. They have also been really helpful if I need to move my payment date. Would recommend 100%. Reviewed on: 13th August 2021

Understanding and helpful

5
At the time we needed a second car and first response listened to my situation and circumstances and worked with me to come up with a suitable budget and repayment plan. Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review