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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
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Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
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Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Outstanding

5
Very thuro done everything as expected and more Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Peter! Response date: 28th April 2026
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First Response Finance

Good communication, great options

5
Good communication, great options Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Em! Response date: 28th April 2026
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First Response Finance

Best company for finance easy process and fast

5
Best company for finance easy process and fast Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Rahul! Response date: 28th April 2026
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First Response Finance

Excellent company.

5
The operator i spoke to helped me get a new car on finance as i couldn’t afford one outright. He was so helpful in making sure everything was clear and that repayments were affordable. The communication is great if there is ever a change and so far so good with this company. I would recommend highly. Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Elle! Response date: 28th April 2026
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First Response Finance

Top notch.

5
Top notch. No problems at all, a rather pleasant experience. Smoothest vehicle purchase I have ever made. Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Chris! Response date: 28th April 2026
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First Response Finance

10/10 All round

5
Fantastic customer service, despite poor credit they’ve helped me get a car without ripping me off! Everything straight forward and made simple. All round 10/10. Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Jacob! Response date: 28th April 2026
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First Response Finance

Really good car finance .

5
Really good car finance . I’m really happy Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Emilijus! Response date: 28th April 2026
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First Response Finance

Hi, had emergency with the car and needed another to...

5
Hi, had emergency with the car and needed another to one to keep with childcare! The company customer service was very helpful and understanding!! Reviewed on: 28th April 2026
Reply from First Response Finance We’re happy that we could help you Artus! Response date: 28th April 2026
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First Response Finance

Since applying for finance , It was a smooth process...

5
Since applying for finance , It was a smooth process, I had very good advisers from start to finish. Reviewed on: 28th April 2026
Reply from First Response Finance We’re happy that we could help you Darren! Response date: 28th April 2026
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First Response Finance

Excellent company to do business with

5
Bad credit ratings for us both, but we managed to get finance via First Response and couldn't be happier as it meant we could get the car we wanted instead of an old banger! Reviewed on: 28th April 2026
Reply from First Response Finance We’re happy that we could help you Louise! Response date: 28th April 2026
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First Response Finance