Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

They were very helpful to me then I was applying...

5
They were very helpful to me then I was applying Reviewed on: 28th April 2026
Reply from First Response Finance That's great to hear, thank you Peter! Response date: 28th April 2026
First Response Finance's avatar
First Response Finance

Finance set up very quickly.

5
Finance set up very quickly. Explained everything clearly. Easy to make additional payments whenever. Reviewed on: 27th April 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 28th April 2026
First Response Finance's avatar
First Response Finance

Great service and friendly

5
Great service and friendly who were very willing to help at all times. Reviewed on: 27th April 2026
Reply from First Response Finance That's great to hear, thank you Robert! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

My car recently got written off and they was really...

5
My car recently got written off and they was really helpful of what to do next and to get me back on the roads with a new car as soon as possible they offered me an affordable payment plan fits to the dates when I got paid so I’d never miss a payment I would definitely recommend first response to friends and family Reviewed on: 27th April 2026
Reply from First Response Finance We’re happy that we could help you Elisha! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

Quick and efficient customer service and great turna...

5
Quick and efficient customer service and great turnaround time for completion Reviewed on: 27th April 2026
Reply from First Response Finance That's great to hear, thank you Matthew! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

Being refused from other companies first response wa...

5
Being refused from other companies first response was the only one that was able to offer me the finance they are very thoughtful to your circumstances Reviewed on: 27th April 2026
Reply from First Response Finance That's great to hear, thank you Anita! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

Had my car within 2 days of applying

5
Very helpful and fast I had my car within 2 days of applying for finance Reviewed on: 27th April 2026
Reply from First Response Finance That's great to hear, thank you Harley! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

Very easy to apply

5
Very easy to apply , happy to go through finances before offering finance Reviewed on: 27th April 2026
Reply from First Response Finance We’re happy that we could help you Philip! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

Good product, nothing shady, no hidden fees

5
Good product, nothing shady, no hidden fees Reviewed on: 27th April 2026
Reply from First Response Finance We’re happy that we could help you Georgii! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance

Everything was excellent- service, speed.

5
Everything was excellent- service, speed. Can't fault it Reviewed on: 27th April 2026
Reply from First Response Finance That's great to hear, thank you Tommy! Response date: 27th April 2026
First Response Finance's avatar
First Response Finance