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Habito: Mortgage broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

Habito can provide your mortgage, legal work and property survey all in one place.

If you just need a mortgage, then Habito’s advice and support is free as they get paid by the lenders. Any legal and survey work will be chargeable. Habito provide a qualified mortgage broker and case manager to support you.

Habito mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Habito before, you can also leave a review and share your experience.

Habito Mortgage broker reviews (1488)

Review of the Habito, Mortgage broker:

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

Stress-free thanks to great people

5
Habito is a completely free mortgage broking service, yet the level of service and the deals they offer feel like something you’d expect to pay hundreds for. The website is incredibly easy to use, looks great, and makes it simple to track every stage of the process and exactly what’s required at each step. What is usually a very complicated and stressful process is made to feel straightforward and manageable. The customer service is genuinely outstanding - someone always replies within minutes, and it feels truly personalised. You never have to re-explain your situation because everything is clearly tracked. I’ve worked with Emily at Habito for over two years now and have had the best experience throughout. I couldn’t recommend Habito more, especially for first-time buyers who might feel completely lost. Reviewed on: 3rd February 2026

Easy, Communicative and Friendly

5
Even though it's entirely online, I found Habito to be one of the most communicative companies I've used! Alicia was friendly, informative and efficient. Would absolutely recommend! Reviewed on: 3rd February 2026

Smoothest online experience, perhaps ever!

5
Smoothest online experience, perhaps ever! Everything worked, comms with the expert were spot on. Reviewed on: 3rd February 2026

All very helpful and quick to answer my questions.

5
All very helpful and quick to answer my questions. Reviewed on: 3rd February 2026

They are fast, costumer focused and transparent

5
They are fast, costumer focused and transparent Reviewed on: 3rd February 2026

Hassle-free remortgages

5
I've used Habito for the last 8 years for ever y remortgage and the process has been smooth and hassle free from initial contact to completion! The advisors and case managers are always quick to respond, helpful and happy to answer any questions with clear information. Reviewed on: 3rd February 2026

Thank you Toby!

5
Toby has been fantastic. Very responsive and honest Reviewed on: 2nd February 2026

The service was fantastic.

5
The service was fantastic. It took only 11 working days from my first contact to securing a mortgage offer. My advisor, Rhay, was very responsive using the live chat service, answering all my questions and providing updates. I would definitely recommend Habito to anyone. Reviewed on: 2nd February 2026

Genuinely faultless service.

5
Genuinely faultless service. I don’t know why anyone would go with a different broker or go solo Reviewed on: 30th January 2026

Very approachable and quick to respond

5
Habito are very approachable and extremely quick and easy to contact. Nothing is too much to ask and would highly recommend them. Reviewed on: 30th January 2026