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Habito: Mortgage broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

Habito can provide your mortgage, legal work and property survey all in one place.

If you just need a mortgage, then Habito’s advice and support is free as they get paid by the lenders. Any legal and survey work will be chargeable. Habito provide a qualified mortgage broker and case manager to support you.

Habito mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Habito before, you can also leave a review and share your experience.

Habito Mortgage broker reviews (1488)

Review of the Habito, Mortgage broker:

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

Best mortgage broker around!

5
Habito have arranged 3 of my mortgages/remortgages now. They are fantastic! You can contact them in your own time on the app, get expert advice super quickly and with no broker fees. I can’t recommend them enough I really don’t know why anyone would use a traditional broker with these guys around! Reviewed on: 30th January 2023

You get better advise from Google search

2
Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the rising interest the broker kept suggesting I reapply with other lender. Not once did he mentioned the monthly payment would increase by hundreds. Not once was I advised on options that I could take. When I complained the broker throw a major attitude and say he will not be working on my case anymore(still get the commission though). The company did not even get back to me or look into the issue. Reviewed on: 17th October 2022

They are fairly good

4
Even though their chat based conversation is sometimes frustrating and I had to upload same docs 4 time, it was nice having them on this stressful journey. Most of their agents are nice people. Reviewed on: 22nd April 2022

Easy efficient service

5
Very easy and simple process, also used Habito plus as it was great to have everything in one place. Reviewed on: 19th April 2022

So easy and removes stress

5
As a first time buyer the house buying process can be daunting but Habito make it so easy and step by step. Reviewed on: 19th April 2022

They made a hard process easier!

5
As a first time buyer, who is purchasing a property on her own and working full time, Habito has made this process much more stress free. They take the reins and all you have to do is send key information, read and sign documents. Habito’s messaging service is great. You can see when they are online and if they have read your message. Everyone who I have messaged have been really friendly and have reassured any worries or concerns. My sister and I have both used Habito for our mortgages and I think we would both agree that we would use them again! Reviewed on: 14th April 2022

First and second mortgage!

5
It’s so handy to be able to have support via email and phone which you can manage around the clock- handy for us busy folk who haven’t got time for face to face meetings. Reviewed on: 12th April 2022

Easy, quick, clear

5
It was all very simple to arrange my mortgage and I'm happy to recommend Habito. Reviewed on: 6th April 2022

Amazing service for busy people

5
Habito have removed the stress and wasted time out of getting a mortgage, I've been able to speak with them as and when I can via the chat function without interfering with my busy work schedule. Thank you so much Habito team! Reviewed on: 6th April 2022

Easy, hassle free

4
A modern approach. Zoom calls, text chat. Quick replies and user friendly language and explanations. Reviewed on: 6th April 2022

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