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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.9 (1400 reviews)

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4.90

Based on 1,400 reviews, last reviewed 15th Jan 2026

1400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Habito have been fantastic , very easy to deal with... Habito have been fantastic , very easy to deal with & got me a great deal . Highly recommend Reviewed on: 15th January 2026

Latest lowest rating:

2

You get better advise from Google search Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the... Read more Reviewed on: 17th October 2022

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

Habito Mortgage Broker reviews (1400)

Review of the Habito, Mortgage Broker:

Additional borrowing help

Habito helped us raise money to complete our building works. We first went direct to the lender and were refused. Our broker explained what the issues were and helped us fixed these and re-apply for the additional borrowing - this time it was successful! Reviewed on: 30th March 2023

Always Helpful

Nothing but good things to say, always helpful, fast to respond, great service! Reviewed on: 2nd April 2023

Super Professional and Extremely Knowledgeable

During this particularly difficult financial climate I had found it extremely difficult finding the perfect mortgage for me. I then came across Habito and in particular Raj. Raj was extremely understanding to my financial situation and was very knowledgeable. He was able to find me the product that matched my needs and I will be forever grateful. I will definitely be using Habito again. Reviewed on: 31st March 2023

Amazing service

Raj was amazing with his service. He displayed high levels of compassion and expertise. I would highly recommend Habitio to anyone, Reviewed on: 31st March 2023

Very good service

Nice people easy to work with. What more can I say but thanks Reviewed on: 31st March 2023

Great Customer Service

Raj was extremely helpful and very professional with providing me with mortgage advice. The customer service provided was excellent and definitely recommend Habito. Reviewed on: 31st March 2023

Does the job

Habito does what they say they will do. Reviewed on: 31st March 2023

Excellent service!

Had really good service from Raj. Friendly and helpful. Reviewed on: 31st March 2023

Secured mortgage and improved my confidence

I came to Habito very lost and unsure on how to secure a good mortgage. My engagement had just fallen through and I was being bought out of my house by my ex-fiancé, the original mortgage broker I went to told me that due to eligibility I’d have to place an extremely large deposit which quite simply I wouldn’t afford. I came to Habito and was reassured that they would be able to get me a mortgage with a deposit I could afford, they’ve been reassuring thorough-out and have massively helped me through this period. Reviewed on: 31st March 2023

Habito has made choosing a new mortgage really easy

I am not at all savvy around mortgages and my advisor Raj went the extra mile, working with me over a period of weeks to find the right options - switching back and forth between variable rate and fixed, explaining all the options and the benefits of each type of product - further, when i got a bit stuck as the banks are constantly changing the rates Raj gave me a ring and we walked methodically through my options. We've arrived at a rate which I am comfortable with and which i fully understand. Top marks from me. Reviewed on: 31st March 2023

Mortgages for introverts

I like to everything online, via live chat wherever possible, so Habito has been perfect for me. Everything's right there in the dashboard and the various guides covering the steps involved are well written and easy to understand. My one issue, and why I've rated 4 stars instead of 5, is that I feel like having a basic understanding of mortgages and an idea of what you're after before you start is essential. While I'm happy with the results I got, I felt like I needed to guide a lot of the conversation myself rather than being advised on what's best for me. That issue aside, it's been a great service working to my own preferences for communication, and I'll happily use them again come renewal time. Reviewed on: 31st March 2023

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