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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Effective on-line banking

5
I can do almost everything I need through the app very fast Reviewed on: 18th March 2022
Ali Murat Kiziltas's avatar
Ali Murat Kiziltas

very easy to use and set-up

4
I managed to get my business started with the help of the British bank and I opened my HSBC kinetic account after i established my business plan and i found it very easy to use and to set-up Reviewed on: 18th March 2022
Emil Terrry's avatar
Emil Terrry

Cut above the rest...simply, efficient, available.

5
I've owned businesses for over 30 years using various different "business" bank services. Without doubt, Kinetic far out performs other bank services. They keep it simple, efficient and available 24/7, what more could you ask for? Reviewed on: 18th March 2022
Simon Lewington's avatar
Simon Lewington

Fair pricing, easy usage and fast customer service.

5
Fair pricing, easy usage and fast customer service. Reviewed on: 18th March 2022
Isaac's avatar
Isaac

Ease of opening an account

5
Very easy and straightforward process to open an account with HSBC Kinetic! Reviewed on: 18th March 2022
Darnall Supplies Ltd's avatar
Darnall Supplies Ltd

Fantastic business account for everyone

4
The HSBC Kinetic account gave me everything I needed for my business and it was all set up surprisingly quickly. The experience so far has been brilliant. Reviewed on: 18th March 2022
Joe Henegan's avatar
Joe Henegan

Easy convenient great support

5
I have been a HSBC customer for more than 3 years now. I have experienced that they are quick to support via phone or online chat. Easy money handling services. Extremely easy website with easy convenient access. I have had no issues within the years i have been banking with HSBC. My entire family uses HSBC as their main bank because of the support availability safety and convenience. I would personally highly recommend HSBC as a main bank. I have had better safety support with HSBC than Paypal, HSBC will return your money from any frauds scams etc unlike where other banking companies give up on you. Personally i have firm trust in HSBC and i am very grateful for their support. Reviewed on: 18th March 2022
MOHAMMAD UMAR's avatar
MOHAMMAD UMAR

Very competent

5
Good advice with kindness ..probably the best banking service Reviewed on: 18th March 2022
Youcef cherfi 's avatar
Youcef cherfi

Best buisness banking app ever

5
The app is easy to use and covers all my banking requirements well done hsbc. Reviewed on: 18th March 2022
pil5123@me.com's avatar
[email protected]

Helpful and there for you when you have issues

5
I took about a hsbc business account and happy with there services they offer. Offered me more than any other bank and I would certainly recommend to anyone starting a new business. Reviewed on: 18th March 2022
Jon Bisset's avatar
Jon Bisset

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