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HSBC Kinetic: Business account reviews

4.68
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

The best app

5
I have really enjoyed online banking in it . Pretty new though . Thanks Reviewed on: 8th March 2023

Excellent bank

5
Very easy to use their APP and information updating is on time Reviewed on: 8th March 2023

Best business bank account for new business very easy to use and get all information on one place

5
Iam very happy with my account its very helpful for day to day work. Reviewed on: 8th March 2023

Flawless

5
I can not fault this service, from registration to account management , there's been no issues . Reviewed on: 8th March 2023

Day Everyday

5
Every time I called on their services, they were very prompt and professional. Right from the first day when I tried to open an account. Being a new customer, I did not expect it to happen so quickly. That's what I needed to start work and that's what I got. Thank you very much. Thousands of likes. Reviewed on: 7th March 2023

Easy Application

5
Open account.via mobile and within one week Reviewed on: 7th March 2023

Reliable business bank account with no hidden costs

5
Micro and small business-friendly, with no hidden costs, easy-to-use app, thumbs up from me Reviewed on: 7th March 2023

Friendly support

5
Very friendly support and easy app to use. Quick, really quick response time. Easy to use and access… Reviewed on: 7th March 2023

Is a very good and reliable bank

4
Despite the others bank that I held accounts with this one is amazing, making things easier and not bother the costumers with thousands questions Reviewed on: 7th March 2023

So easy to use and sign up

5
No card readers to transfer money, just a simple to use App and i can ask questions from a live customer service person on the App. I am so impressed with HSBC Kinetic and I am glad I didn't go with another bank as they had the quickest easiest set up Reviewed on: 7th March 2023

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