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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
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2%
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1%
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2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Steel Calculation Designs Limited

5
I have been with HSBC Kinetic for over a year now. I have found the service and support excellent. With the Kinetic App, I am able to see incoming payments immediately. As a company we are obviously concerned with internet fraud; we fell safe using the HSBC Apps. The Kinetic name is a super explanation of our business as it means "(of a work or art) depending on movement for its effect". Reviewed on: 7th March 2023
Mr. Trevor Nash's avatar
Mr. Trevor Nash

Simply the best!

5
From the account opening process to the ease of usability of the app and customer support everything is five star. The best thing is we get fraud alerts and HSBC Fraud & Cyber Awareness app is really helpful and keeps us completely up to date and ensures that the funds are as safe as possible. Reviewed on: 7th March 2023
Arjuna's avatar
Arjuna

Very easy, quick and straightforward account.

5
Very quick, easy aand straightforward to setup account, send and receive payments, online chat help always resolved any issues or questions I had for my small business. Modern banking for a modern world. Reviewed on: 7th March 2023
James Oldfield's avatar
James Oldfield

Excellent business banking provided by HSBC kinetic

5
Smooth and seamless process of opening a bank account. Offers overdrafts and business credit card. Never had any issues Reviewed on: 7th March 2023
Kamran Amjad's avatar
Kamran Amjad

Excellent experience

5
I opened a HSBC kinetic account effortlessly and it has been a very easy banking with HSBC Reviewed on: 7th March 2023
Ikeobi 's avatar
Ikeobi

Best bank in the country

5
Very easy to use and good customer service Reviewed on: 7th March 2023
Oleksiy Tkachuk's avatar
Oleksiy Tkachuk

Very easy to use.

5
It is very easy to use and safe In the same time. Reviewed on: 7th March 2023
Alexandra's avatar
Alexandra

Very good bank I am business owner and I have good experience so far thanks

5
Excellent customer service and hsbc app is very easy to pay the bill vegges Reviewed on: 7th March 2023
gurmit singh's avatar
gurmit singh

Secure, Easy and Adequate.

5
I trust the security levels HSBC adopts. The App is easy to use and negates the need for me to speak to anybody for anything to be done. The App is sufficient to meaty needs. Reviewed on: 7th March 2023
Samir Durrani's avatar
Samir Durrani

Best overall experience with banking.

5
I had difficulties opening a business bank account, Kinetic was the only bank that came through and explained every step on setting up my startup busi ess account. Top quality, up to date and user friendly. Recommend this for everyone whos just starting. Rest of the banks didn't explain why they could not give me an account. Reviewed on: 7th March 2023
Elvijs Auzins's avatar
Elvijs Auzins

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