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JN Bank UK: Personal Loan reviews

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4.96
Based on 699 reviews, last reviewed 11th Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to follow online portal and incredibly friendly... Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing ... Read more Reviewed on: 11th April 2025
Harvey P's avatar
Harvey P

Latest lowest rating:

1

The worst bank I ever come across I applied for a personal loan with this bank, they performed an extensive background check, and I mean it EXTENSIVE - sent lots and lots and lots file... Read more Reviewed on: 21st November 2022
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Marina Harris
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JN Bank UK Personal Loan reviews (699)

Amazing

5
I had a great experience with JN bank. Easy application and money was transferred the next day. I would highly recommend!! Reviewed on: 7th February 2022
Kate's avatar
Kate

Great service

5
Explained and support service demands customer staff. Website set up to easy follow. Reviewed on: 7th February 2022
Ivet Cerbikova's avatar
Ivet Cerbikova

Fabulous

5
JN bank is a very good bank with great communication skills Reviewed on: 7th February 2022
Sarah 's avatar
Sarah

Absolutely fantastic bank

5
Helpful, friendly, couldn't do enough for me. Highly recommended them. Reviewed on: 7th February 2022
Elaine Cusworth's avatar
Elaine Cusworth

Amazing Bank

5
Amazing Bank. Reasonable bank loan interest. Good customer service. Reviewed on: 7th February 2022
Kehinde Famuditi's avatar
Kehinde Famuditi

Fast and efficient

5
Very easy to apply for a loan on line, very fast and efficient paying out. Excellent service. Reviewed on: 7th February 2022
Annette's avatar
Annette

Service was fantastic. Straightforwd process, hassle free

5
Needed money for refurbishing my house. Went through loan applications which took over 2weeks to process, interest rates were high aswel. I found JN bank online, read the reviews and went ahead. The application was really simple and quick, got a phonecard from them within 24hrs and application was approved. Vert quick, could believe it. The funds were in my account not working day. Thank you jnbank been a life saver. Definitely recommend and will use the service again for future reference. Reviewed on: 7th February 2022
Asfak sheikh's avatar
Asfak sheikh

Understanding

5
JN bank gave me a great rate and helped me when 90% banks said no and others were giving really high rates, quick fast and simple Reviewed on: 7th February 2022
Marianne's avatar
Marianne

Great service

5
Responded really quickly easy and efficient Reviewed on: 7th February 2022
Paul's avatar
Paul

Saved my future

5
Well what can I say other than what my title says, JN Bank saved my future, a little bit about me, I went into debt when my daughter was born through a well known high street bank, to which I paid protection if anything happened, I went on maternity and my company screwed up my wages so went behind with the payments, this was 11yrs ago and I've been paying everything on time every month. Never missed my rent or any credit card bills , nothing, however being on my own is a struggle so was only making the payment amount asked for, obviously that's just on the interest so nothing was going off the loans. I probably could of payed for the last 25 yrs, without taking it down. Anyway long story short I applied for £7.500 never thinking I would be accepted, however shortly after sending of my details I got a call from a wonderful young lady who was one of the best customer service person I'd ever spoke to, she was pleasant and very understanding, but above all she listened. I was then told I'd been accepted for the loan at 15.9 APR, to say I was delighted is a understatement. I was paying over £345 to a high interest high street company of a rate of 59.3% hense my delight. I've now payed all that remained on that loan and 3 of my credit cards saving me £580 a month, and only having a single payment of £165 is incredible. Once again thank you for your help and believing in me and giving me a Chance. Reviewed on: 7th February 2022
Emma's avatar
Emma

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