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Kroo: Current account reviews

Name: Current account
Rating: 4.87 (4838 reviews)

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4.87

Based on 4,838 reviews, last reviewed 20th Mar 2026

69600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent because they offer interest direct on the... Excellent because they offer interest direct on the current account and you can use your card out of UK to withdraw fee free up to a limit Reviewed on: 20th March 2026

Latest lowest rating:

1

Avoid. Poor, slow customer service I reported a potentially fraudulent use of my debit card and froze my card before the payment had gone through. I flagged this up with Kroo who actua... Read more Reviewed on: 18th March 2026

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About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

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Kroo Current account reviews (4838)

I love being able to earn interest as I save...

I love being able to earn interest as I save money Reviewed on: 1st March 2024

After 24 years with Virgin (RBS) One Account.....

After 24 years with Virgin One, finding a product to match the power of a fully flexible mortgage was always going to be tough. But my hands were forced last year when I had to switch mortgage deals due to rising interest rates. I was also slightly reluctant about an online only experience. I didn't need to set worry. Set up was easy, direct debits fell into place. And, like my fully flexible mortgage, the whole of my current account is earning great interest rates on a daily basis. Another plus is that with the Kroo app banking has never been easier. Reviewed on: 1st March 2024

A Bank with the best current account offering

I don’t know of any new/online bank that offers free debit cards and 4.35% AER interest rate on current accounts. This is the best current account product offering I’ve had in my 3 years in the UK. The experience with Kroo has been awesome so far with their awesome app features and regular up-to date information received via email. Reviewed on: 1st March 2024

A very good account.

A very good account. Good interest rate for a current account. Reviewed on: 1st March 2024

Simple banking, great interest, easy to move money a...

Simple banking, great interest, easy to move money around without delays. Reviewed on: 1st March 2024

Bank on Kroo

no challenges so there is nothing more to say Reviewed on: 1st March 2024

A current account that actually provides good interest

A current account that actually provides good interest is unheard of, and I appreciate them keeping it simple instead of messing about transferring to various savinga ccounts/schemes etc. Good work! Reviewed on: 1st March 2024

Lot of interest, great exchange rates for travel

Lot of interest, great exchange rates for travel Reviewed on: 1st March 2024

Excellent customer service

Contacted them recently and they were quick to provide a comprehensive response and followed it up. Reviewed on: 1st March 2024

Straight forward banking.

Straight forward banking. Easy to use app & great interest rate. Reviewed on: 1st March 2024

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