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Lemonade: Home insurance reviews

4.37
Based on 35 reviews, last reviewed 2nd Sep 2026
56% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
20%
See only 3 star reviews
6%
See only 2 star reviews
3%
See only 1 star reviews
3%

Latest highest rating:

5

Really straightforward insurance with all your docum... Really straightforward insurance with all your documents available in the Lemonade app. They take the headache out of losing policy documents by havin... Read more Reviewed on: 2nd September 2026
MichaelW's avatar
MichaelW

Latest lowest rating:

1

I’m leaving Lemonade because of my claims experience... I’m leaving Lemonade because of my claims experience with Judith. My water damage claim was ultimately approved, but only after a stressful and unnec... Read more Reviewed on: 5th May 2026
SG's avatar
SG

About this product

Lemonade provides home insurance policies.

You can choose from separate buildings and contents insurance or a combined home insurance policy. Cover is available whether you buy or rent your home and you can manage your policy online or via the mobile app.

Lemonade home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Lemonade before, you can also leave a review and share your experience.

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Lemonade Home insurance reviews (35)

Really straightforward insurance with all your docum...

5
Really straightforward insurance with all your documents available in the Lemonade app. They take the headache out of losing policy documents by having everything you need to claim or renew in the app. Reviewed on: 2nd September 2026

Reduced premium

5
Took out house insurance last year. Have not made a claim or needed any contact with them. They have offered renewal of policy for £3 less this year. Reviewed on: 2nd September 2026

Great customer service and a fast response.

4
Great customer service and a fast response. I had to claim for the first time and was impressed with their fast response. The only disappointment was the amount of money I got towards the item that was damaged beyond repair. The amount would not replace the item like for like if I were to buy new. Reviewed on: 21st August 2026

Straightforward to get quote in straightforward non...

4
Straightforward to get quote in straightforward non insurance language. I did have to contact them to make a change but could only do via web chat but they sorted things quickly for me. Like their branding and style too. Reviewed on: 21st August 2026

Does as it says on the tin.

4
Does as it says on the tin. Everything was easily setup on line and got timely reminder Reviewed on: 20th August 2026

Good value insurance, made simple.

5
Good value insurance, made simple. Easy to understand, comprehensive Reviewed on: 20th August 2026

The insurance is reasonable and the claims process i...

5
The insurance is reasonable and the claims process is clear Reviewed on: 20th August 2026

Very easy and cheap to insure.

4
Very easy and cheap to insure. Good communication with emails and messages. Reviewed on: 20th August 2026

Claim was reviewed quickly.

5
Claim was reviewed quickly. As we have accidental damage add on we don’t have to worry if something gets broken. Had to provide video/photo proof. Claim accepted and paid out within 2 days..Very happy with communication from Lemonade and how they handled our claim. Reviewed on: 27th May 2026

I had a generally positive experience with Lemonade.

5
I had a generally positive experience with Lemonade. The claims process was quite straightforward and easy to follow, and communication was clear throughout. After submitting my claim, it was reviewed in a reasonable time, and I was kept updated along the way. I appreciated how simple and digital the whole process was, without needing too much back and forth. The settlement offered reflected a fair replacement value for my item, and the breakdown (including the excess) was clearly explained. Reviewed on: 27th May 2026

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