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Lending Stream: Short-term loan reviews

View other Lending Stream products
4.85
Based on 6,529 reviews, last reviewed 30th Jun 2026
387700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

cant believe how straight forward it was to apply... found myself needing a quick loan as had some unexpected car repairs fees, was a bit panicked has I didnt have the money straight away. Googled some l... Read more Reviewed on: 30th June 2026
Faye F's avatar
Faye F

Latest lowest rating:

2

Did it all online so just a normal online experience. Did it all online so just a normal online experience. Reviewed on: 10th June 2026
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Zini
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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (6529)

Helpful lending stream

5
I have had multiple loans through lending stream, the ease I have in being able to pay off early and with no costs is great. Also to request a loan is straight forward with the website making it easy to navigate Reviewed on: 22nd April 2026
Gingermat's avatar
Gingermat

Good rates, clear communication and no nonsense

5
Good rates, clear communication and no nonsense Reviewed on: 22nd April 2026
Aiden 's avatar
Aiden

Incredibly Fast Cash

4
I used Lending Stream when I needed under £1000 fast and didn’t have other options. *Application + speed*: The site is straightforward and the form took about 10 minutes. Decision was instant and the money hit my bank in under 2 minutes. If you’re in a jam, that part is hard to beat. It’s genuinely one of the fastest short-term lenders I’ve tried. 08d1 *Cost*: The payments are high. This is expensive credit - you feel it each month. For me it only made sense because it was short term and I had a plan to clear it early. If you can’t budget for the monthly outlay, it’ll stack up quick. 08d1 *Service*: No hassle, no phone calls. Everything was online. They’re clear about dates and amounts, and the dashboard makes it easy to see what you owe. *Would I use again*: Yes, but only if I was desperate and certain I could repay early. I’d recommend it to friends/family in the same spot Reviewed on: 22nd April 2026
Mehul b's avatar
Mehul b

Really helpful and money available straight away

5
Really helpful and money available straight away Reviewed on: 22nd April 2026
Greg 's avatar
Greg

Lending!

5
Good and quick application could offer a new loan once you've paid one off Reviewed on: 22nd April 2026
Lewis G's avatar
Lewis G

Lending Stream has been great when needed

5
Lending Stream has been great when needed Reviewed on: 22nd April 2026
Claire P's avatar
Claire P

Always been quick and easy throug h application process

5
Always been quick and easy through application process Reviewed on: 22nd April 2026
Zn's avatar
Zn

It’s been ok but high interest rate

4
It’s been ok but high interest rate Reviewed on: 22nd April 2026
Jo's avatar
Jo

Loan Processing was quick and communication with sta...

5
Loan Processing was quick and communication with staff is also reliable. Reviewed on: 22nd April 2026
Micheal 's avatar
Micheal

Easy loan in unexpected emergency

5
Easy loan in unexpected emergency Reviewed on: 22nd April 2026
Uvis Z's avatar
Uvis Z

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