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L&C Mortgages: Mortgage broker reviews

4.89
Based on 2,685 reviews, last reviewed 10th Feb 2026
124600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

Great service over the years . Been using L and c for years . Excellent service , thorough and efficient . Rates they find are good and no direct fees - been a pleasure for around 2... Read more Reviewed on: 10th February 2026
Geno E's avatar
Geno E

Latest lowest rating:

1

Total let down After submitting all the requested documents, for two months we were led to believe our mortgage application was proceeding normally. After two months... Read more Reviewed on: 7th February 2026
Disappointed Philip's avatar
Disappointed Philip

About this product

Want to read reviews of mortgage broker L&C Mortgages? See what the Smart Money People community is saying below to help you decide which broker is right for you. Or have you already used L&C Mortgages in the past? Post a review of your experiences and you'll be helping others with their mortgage application!

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L&C Mortgages Mortgage broker reviews (2685)

Great service over the years .

5
Been using L and c for years . Excellent service , thorough and efficient . Rates they find are good and no direct fees - been a pleasure for around 20 mortgages Reviewed on: 10th February 2026

No fees, access to all providers, lots of staff

5
No fees, access to all providers, lots of staff, always finds me the best mortgage and remortage, used them many times and always with great success. If one lender lets you down last minute, they will just find you the next best thing quickly. Reviewed on: 9th February 2026

Superb all round service

5
Genuinely friendly, knowledgeable and professional company who time and time again get you a mortgage deal better than you can get yourself. Other brokers charge for this whilst L and C remain fee free. They have good processes and procedures in place and are always willing to help explain things to you without getting ‘shirty’. I have already recommended them to my family and friends as they get the best deals wrapped up in a user friendly wrapper Reviewed on: 9th February 2026

Speedy, efficient and painless

5
L&C are quick and efficient, and find customers the best deals for their circumstances whilst making the whole process as painless as possible. Reviewed on: 9th February 2026

I always receive the best advice to help save money...

5
I always receive the best advice to help save money each time I look to update my mortgage offer Reviewed on: 9th February 2026

Great service, would always highly recommend L&C

5
Have used L&C twice - and wish I'd come across them earlier, and used them more over the years! Brokers always really helpful and friendly and, of course, their service is free for customers, unlike some other brokers who charge a fee. Reviewed on: 9th February 2026

Would highly recommend, great sevice with integrity!

5
The strcuture was very clear, I was also aware of what the next steps were. I really liked the fact I had several points of contacts as well as a portal where I could check progress. Everyone was very helpful, transparent and honest. I felt at ease with the integrity of this company and very pleased with the service I received, Reviewed on: 9th February 2026

Best rate, easy to set up and transfer mortgage over

5
Best rate, easy to set up and transfer mortgage over Reviewed on: 9th February 2026

5 Star Service

5
Excellent customer service, friendly, professional, responsive Reviewed on: 9th February 2026

Excellent service

5
This was our third time using L&C Mortgages and their service continues to be excellent. They undertake the work to identify appropriate products that meet what we need. They provide clear and timely updates and are always responsive to queries or if we wanted to make any changes. We wouldn't use anyone else! Reviewed on: 9th February 2026

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