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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Hi I'm looking for help I need money please help, I’...

Hi I'm looking for help I need money please help, I’m respecting and supporting Reviewed on: 3rd July 2026

London Credit Union- are the best.

London Credit gave me a loan when I was so desperate. I remember my car needed some repairs and since my car is my job. I was stressed and struggling to get a loan without the high cost of APR. Reviewed on: 3rd July 2026

Fantastic Service

Fast and easy access to the application process. Excellent documentation and communication. Helpful staff. Reviewed on: 3rd July 2026

I have a positive experience with London Capital Cre...

I have a positive experience with London Capital Credit Union. The application process was straightforward and the staff were professional, friendly, and helpful whenever I had questions. Overall , i would recommend London Capital Credit Union to anyone looking for fair financial services, helpful customer support and a responsible approach to borrowing and saving. Reviewed on: 3rd July 2026

Helpful, very welcoming, excellent

Helpful, very welcoming, excellent Reviewed on: 3rd July 2026

Awful...

Awful, can never reach customer service takes hundreds of call attempts to even reach a ring or dial tone, but the call rings out straight to voicemail 9/10 anyway Reviewed on: 2nd July 2026

Great, very straight forward, and no need to worry a...

Great, very straight forward, and no need to worry about keeping up on repayments as they are deducted from salary Reviewed on: 2nd July 2026

Excellent response.

Excellent response. Great alternative to cover unforseen needs Reviewed on: 2nd July 2026

Good explanation and easy way to access

Good explanation and easy way to access Reviewed on: 2nd July 2026

London Capital Credit Union loans and savings

London Capital Credit Union are a brilliant way of saving and getting a loan which is affordable against your savings. Their interest rates are affordable and their repayments equally affordable. Their customer service is very good and the staff are very polite and helpful. Reviewed on: 2nd July 2026

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