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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.90
Based on 229 reviews, last reviewed 6th May 2026
13500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026
Anamaria Laura Bucin's avatar
Anamaria Laura Bucin

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E
Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

amazing company and highly recommended

5
amazing company and highly recommended regarding short term borrowing Reviewed on: 28th April 2026
RAW's avatar
RAW

Great experience with a Trusted Local Credit Union

5
So far ive had a really positive experience with LCCU, the service is professional and efficient, its a service that is focused on helping members rather than just making profit like other lenders. Access to this has been very straightforward and transparent, i like that you can manage your own account and savings. Would recommend to anyone looking for a trustworthy alternative financial solution that offer fair rates whilst also supports their local community. Reviewed on: 28th April 2026
Dan O's avatar
Dan O

I had a great experience staff was really helpful

5
I had a great experience staff was really helpful Reviewed on: 28th April 2026
Georgiana D's avatar
Georgiana D

Very helpful and trustworthy, and has saved me in tr...

5
Very helpful and trustworthy, and has saved me in tricky situations. Reviewed on: 28th April 2026
Jade J's avatar
Jade J

Always there for me whenever I am in need of of mon...

5
Always there for me whenever I am in need of of money, very reliable and trusted. Reviewed on: 28th April 2026
Emmanuel C's avatar
Emmanuel C

Theis company loan people is really helpfull and doi...

5
Theis company loan people is really helpfull and doing great job they help me in my hardest time and situation. Reviewed on: 28th April 2026
Diana k's avatar
Diana k

The best credit union

5
I started using London capital credit union 2-3 years ago saving and borrowing when needed and it’s saved me so many times. I’ll forget I have money saved there as it’s taken from my child benefit before the rest hits my bank. I’m able to save and borrow responsibly which saves me so much stress and help me stay out of much more debt. Reviewed on: 28th April 2026
Charlotte h's avatar
Charlotte h

Helpful, give good guidance,no judgment and amazing...

5
Helpful, give good guidance,no judgment and amazing service that is simple to use Reviewed on: 28th April 2026
Charlene 's avatar
Charlene

Would give more thank 5 starts if I could!

5
I have been a member of LCU for many years and very grateful for this community bank. Has helped me save and was able to get very affordable loans. Such a great incitive and blessed to be a member. Would give more stars if I could. Reviewed on: 28th April 2026
Debbie C's avatar
Debbie C

London Credit Union has helped me to recover from cr...

5
London Credit Union has helped me to recover from credit card debt that was drowning my finances every month with high interest repayments. They were friendly, no judgemental and personable. This has actually been life changing for me. Reviewed on: 28th April 2026
Carl's avatar
Carl

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