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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Smooth process

The application process is straightforward and response is quick. Reviewed on: 15th May 2025

Reply from London Capital Credit Union Thank you for your review. We are happy to have helped and delivered a quick service. Response date: 15th May 2025

I am really impressed with your services.

I am really impressed with your services. I applied for a loan recently that was approved in a short space of time. Your staff are experienced, respectful, and helpful. I will definitely recommend London Capital Credit Union to all my friends and family. Reviewed on: 15th May 2025

Reply from London Capital Credit Union Thank you for your kind words and for recommending us. We're delighted you found our service efficient and our staff helpful. It’s great to know we could assist you quickly with your loan when you need it most. We appreciate your support! Response date: 15th May 2025

Great company to deal with!

Great company to deal with! Really helped me out! Reviewed on: 14th May 2025

Reply from London Capital Credit Union Hi Lucy, Thank you! We always aim to help our members as best we can. Response date: 15th May 2025

It was easy to set up.

It was easy to set up. I like that I joined because Dudley’s castle and crystal shut down so I joined this Credit Union. Reviewed on: 13th May 2025

Reply from London Capital Credit Union Hi Darren, Thank you for your feedback. We strive to make the process of joining and applying for our products as easy and smooth as possible. Response date: 15th May 2025

Clearing the Credit Cards at last!

I used to rely on credit cards and the debt really was the 'never never', The credit unions loans helped me escape that reliance on borrowing and as I approach retirement I now have substantial savings. Reviewed on: 7th February 2025

Anazing

Just the best service every time you need it. Great options for saver loans Reviewed on: 12th August 2022

Time wasters

I am currently with them I needed to borrow some money from them they helped me last year ..but in future will not use them again they are time waster Reviewed on: 31st October 2021

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