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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Very helpful and great service always quick with the...

Very helpful and great service always quick with the service they provide 10/10 Reviewed on: 8th July 2025

It was very good customer service was excellent

It was very good customer service was excellent Reviewed on: 8th July 2025

Am very glad with my recent loan

Am very glad with my recent loan Reviewed on: 8th July 2025

Great service

Great service as always. The staff are always nice and friendly. Reviewed on: 8th July 2025

Highly recommend!!

Great service been with credit union for over 10 years great for savings and quick loans.. never had any issues. Reviewed on: 8th July 2025

Positive experience

Applying for a loan is straightforward. You find out within a few days the outcome. The most important thing for me this the saving money as you repay the loan. Reviewed on: 8th July 2025

Fantastic Service

I have saved with credit union for years and applying for my recent loan was very easy and it was processes really quickly and the money was made available. I like that I can pay off the loan and also continue to save. I also have the flexibility to pay the loan off sooner if I wish to. It is a fantastic service. Reviewed on: 8th July 2025

Amazing, quick and such an easy service to use, has...

Amazing, quick and such an easy service to use, has helped me alot Reviewed on: 8th July 2025

From beginning to end the customer service was brill...

From beginning to end the customer service was brilliant, really easy to apply and navigate would definitely recommend to friends and family. Reviewed on: 8th July 2025

Long time to make a formal decision

Long time to make a formal decision Reviewed on: 2nd July 2025

Reply from London Capital Credit Union Hi Ceyhan, Thank you for taking the time to provide your feedback. We understand that you may not have received a decision yet. Please note that our first-time loans can take up to 7 working days to process, and in some cases, it may extend to 10 working days. Our Credit Union loans are funded by our members' savings, so our panel is thorough in assessing loan applications. We thank you for your patience. Response date: 4th July 2025

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